▼ 0.50% · 3.625%
HK$22,254
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,946
−HK$703/mo
Today · 4.125%
HK$23,649
baseline
▲ 0.50% · 4.625%
HK$25,088
+HK$1,439/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,298/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,757
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,421
−HK$674/mo
Today · 4.125%
HK$26,095
baseline
▲ 0.50% · 4.625%
HK$27,470
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,190/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,479
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,241
−HK$773/mo
Today · 4.125%
HK$26,014
baseline
▲ 0.50% · 4.625%
HK$27,597
+HK$1,583/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,028/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,233
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,963
−HK$741/mo
Today · 4.125%
HK$28,704
baseline
▲ 0.50% · 4.625%
HK$30,217
+HK$1,513/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,408/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,704
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,535
−HK$844/mo
Today · 4.125%
HK$28,379
baseline
▲ 0.50% · 4.625%
HK$30,106
+HK$1,727/mo
Deposit HK$3.90M · loan HK$5.86M · min. income ≈ HK$56,758/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,708
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,505
−HK$808/mo
Today · 4.125%
HK$31,313
baseline
▲ 0.50% · 4.625%
HK$32,964
+HK$1,651/mo
Deposit HK$3.90M · loan HK$5.86M · min. income ≈ HK$62,626/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,930
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,830
−HK$914/mo
Today · 4.125%
HK$30,744
baseline
▲ 0.50% · 4.625%
HK$32,615
+HK$1,871/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$61,488/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,184
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,047
−HK$876/mo
Today · 4.125%
HK$33,923
baseline
▲ 0.50% · 4.625%
HK$35,711
+HK$1,788/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$67,846/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,155
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,124
−HK$985/mo
Today · 4.125%
HK$33,109
baseline
▲ 0.50% · 4.625%
HK$35,124
+HK$2,015/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,218/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,660
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,589
−HK$943/mo
Today · 4.125%
HK$36,532
baseline
▲ 0.50% · 4.625%
HK$38,458
+HK$1,926/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,064/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,381
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,419
−HK$1,055/mo
Today · 4.125%
HK$35,474
baseline
▲ 0.50% · 4.625%
HK$37,632
+HK$2,158/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,948/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,136
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,132
−HK$1,010/mo
Today · 4.125%
HK$39,142
baseline
▲ 0.50% · 4.625%
HK$41,205
+HK$2,063/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,284/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,606
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,713
−HK$1,126/mo
Today · 4.125%
HK$37,839
baseline
▲ 0.50% · 4.625%
HK$40,141
+HK$2,302/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,678/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,611
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,674
−HK$1,077/mo
Today · 4.125%
HK$41,751
baseline
▲ 0.50% · 4.625%
HK$43,952
+HK$2,201/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,502/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,831
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,008
−HK$1,196/mo
Today · 4.125%
HK$40,204
baseline
▲ 0.50% · 4.625%
HK$42,650
+HK$2,446/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$80,408/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,087
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,216
−HK$1,145/mo
Today · 4.125%
HK$44,361
baseline
▲ 0.50% · 4.625%
HK$46,699
+HK$2,338/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$88,722/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,057
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,303
−HK$1,266/mo
Today · 4.125%
HK$42,569
baseline
▲ 0.50% · 4.625%
HK$45,159
+HK$2,590/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$85,138/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,563
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,758
−HK$1,212/mo
Today · 4.125%
HK$46,970
baseline
▲ 0.50% · 4.625%
HK$49,446
+HK$2,476/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$93,940/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,931 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).