▼ 0.50% · 3.625%
HK$21,930
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,612
−HK$693/mo
Today · 4.125%
HK$23,305
baseline
▲ 0.50% · 4.625%
HK$24,723
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,610/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,397
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,051
−HK$664/mo
Today · 4.125%
HK$25,715
baseline
▲ 0.50% · 4.625%
HK$27,071
+HK$1,356/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,430/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,123
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,874
−HK$762/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$27,196
+HK$1,560/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,837
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,557
−HK$730/mo
Today · 4.125%
HK$28,287
baseline
▲ 0.50% · 4.625%
HK$29,778
+HK$1,491/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,574/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,316
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,135
−HK$831/mo
Today · 4.125%
HK$27,966
baseline
▲ 0.50% · 4.625%
HK$29,668
+HK$1,702/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,932/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,276
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,062
−HK$796/mo
Today · 4.125%
HK$30,858
baseline
▲ 0.50% · 4.625%
HK$32,485
+HK$1,627/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,716/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,509
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,396
−HK$901/mo
Today · 4.125%
HK$30,297
baseline
▲ 0.50% · 4.625%
HK$32,140
+HK$1,843/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$60,594/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,716
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,567
−HK$863/mo
Today · 4.125%
HK$33,430
baseline
▲ 0.50% · 4.625%
HK$35,192
+HK$1,762/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$66,860/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,702
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,657
−HK$971/mo
Today · 4.125%
HK$32,628
baseline
▲ 0.50% · 4.625%
HK$34,613
+HK$1,985/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$65,256/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,156
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,072
−HK$929/mo
Today · 4.125%
HK$36,001
baseline
▲ 0.50% · 4.625%
HK$37,899
+HK$1,898/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$72,002/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,895
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,918
−HK$1,040/mo
Today · 4.125%
HK$34,958
baseline
▲ 0.50% · 4.625%
HK$37,085
+HK$2,127/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,916/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,596
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,577
−HK$996/mo
Today · 4.125%
HK$38,573
baseline
▲ 0.50% · 4.625%
HK$40,606
+HK$2,033/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,146/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,088
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,180
−HK$1,109/mo
Today · 4.125%
HK$37,289
baseline
▲ 0.50% · 4.625%
HK$39,558
+HK$2,269/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,578/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,035
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,082
−HK$1,062/mo
Today · 4.125%
HK$41,144
baseline
▲ 0.50% · 4.625%
HK$43,313
+HK$2,169/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,288/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,281
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,441
−HK$1,178/mo
Today · 4.125%
HK$39,619
baseline
▲ 0.50% · 4.625%
HK$42,030
+HK$2,411/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,238/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,475
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,587
−HK$1,129/mo
Today · 4.125%
HK$43,716
baseline
▲ 0.50% · 4.625%
HK$46,020
+HK$2,304/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,432/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,474
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,702
−HK$1,248/mo
Today · 4.125%
HK$41,950
baseline
▲ 0.50% · 4.625%
HK$44,502
+HK$2,552/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$83,900/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,915
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,092
−HK$1,195/mo
Today · 4.125%
HK$46,287
baseline
▲ 0.50% · 4.625%
HK$48,727
+HK$2,440/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$92,574/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,741 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).