▼ 0.50% · 3.625%
HK$17,119
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,652
−HK$541/mo
Today · 4.125%
HK$18,193
baseline
▲ 0.50% · 4.625%
HK$19,300
+HK$1,107/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,386/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,045
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,556
−HK$518/mo
Today · 4.125%
HK$20,074
baseline
▲ 0.50% · 4.625%
HK$21,132
+HK$1,058/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,148/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,831
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,417
−HK$595/mo
Today · 4.125%
HK$20,012
baseline
▲ 0.50% · 4.625%
HK$21,229
+HK$1,217/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,024/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,949
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,511
−HK$570/mo
Today · 4.125%
HK$22,081
baseline
▲ 0.50% · 4.625%
HK$23,245
+HK$1,164/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,162/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,543
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,182
−HK$649/mo
Today · 4.125%
HK$21,831
baseline
▲ 0.50% · 4.625%
HK$23,159
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,662/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,854
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,467
−HK$621/mo
Today · 4.125%
HK$24,088
baseline
▲ 0.50% · 4.625%
HK$25,358
+HK$1,270/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,176/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,255
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,947
−HK$703/mo
Today · 4.125%
HK$23,650
baseline
▲ 0.50% · 4.625%
HK$25,089
+HK$1,439/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,300/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,758
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,422
−HK$674/mo
Today · 4.125%
HK$26,096
baseline
▲ 0.50% · 4.625%
HK$27,471
+HK$1,375/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,192/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,967
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,712
−HK$758/mo
Today · 4.125%
HK$25,470
baseline
▲ 0.50% · 4.625%
HK$27,019
+HK$1,549/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,940/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,663
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,378
−HK$725/mo
Today · 4.125%
HK$28,103
baseline
▲ 0.50% · 4.625%
HK$29,585
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,206/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,679
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,477
−HK$812/mo
Today · 4.125%
HK$27,289
baseline
▲ 0.50% · 4.625%
HK$28,949
+HK$1,660/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,578/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,567
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,333
−HK$778/mo
Today · 4.125%
HK$30,111
baseline
▲ 0.50% · 4.625%
HK$31,698
+HK$1,587/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,222/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,390
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,242
−HK$866/mo
Today · 4.125%
HK$29,108
baseline
▲ 0.50% · 4.625%
HK$30,879
+HK$1,771/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$58,216/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,472
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,289
−HK$829/mo
Today · 4.125%
HK$32,118
baseline
▲ 0.50% · 4.625%
HK$33,811
+HK$1,693/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$64,236/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,102
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,008
−HK$919/mo
Today · 4.125%
HK$30,927
baseline
▲ 0.50% · 4.625%
HK$32,809
+HK$1,882/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,854/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,376
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,244
−HK$881/mo
Today · 4.125%
HK$34,125
baseline
▲ 0.50% · 4.625%
HK$35,924
+HK$1,799/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,250/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,814
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,773
−HK$974/mo
Today · 4.125%
HK$32,747
baseline
▲ 0.50% · 4.625%
HK$34,739
+HK$1,992/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,494/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,281
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,200
−HK$933/mo
Today · 4.125%
HK$36,133
baseline
▲ 0.50% · 4.625%
HK$38,037
+HK$1,904/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,266/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,226 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).