▼ 0.50% · 3.625%
HK$18,272
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,841
−HK$577/mo
Today · 4.125%
HK$19,418
baseline
▲ 0.50% · 4.625%
HK$20,600
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,836/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,328
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,873
−HK$553/mo
Today · 4.125%
HK$21,426
baseline
▲ 0.50% · 4.625%
HK$22,555
+HK$1,129/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,852/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,099
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,725
−HK$635/mo
Today · 4.125%
HK$21,360
baseline
▲ 0.50% · 4.625%
HK$22,660
+HK$1,300/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,720/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,360
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,960
−HK$609/mo
Today · 4.125%
HK$23,569
baseline
▲ 0.50% · 4.625%
HK$24,811
+HK$1,242/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,138/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,927
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,609
−HK$693/mo
Today · 4.125%
HK$23,302
baseline
▲ 0.50% · 4.625%
HK$24,720
+HK$1,418/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,604/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,393
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,047
−HK$664/mo
Today · 4.125%
HK$25,711
baseline
▲ 0.50% · 4.625%
HK$27,066
+HK$1,355/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,422/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,754
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,493
−HK$750/mo
Today · 4.125%
HK$25,243
baseline
▲ 0.50% · 4.625%
HK$26,779
+HK$1,536/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$50,486/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,426
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,135
−HK$719/mo
Today · 4.125%
HK$27,854
baseline
▲ 0.50% · 4.625%
HK$29,322
+HK$1,468/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$55,708/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,581
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,377
−HK$808/mo
Today · 4.125%
HK$27,185
baseline
▲ 0.50% · 4.625%
HK$28,839
+HK$1,654/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$54,370/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,459
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,222
−HK$774/mo
Today · 4.125%
HK$29,996
baseline
▲ 0.50% · 4.625%
HK$31,577
+HK$1,581/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$59,992/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,408
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,261
−HK$866/mo
Today · 4.125%
HK$29,127
baseline
▲ 0.50% · 4.625%
HK$30,899
+HK$1,772/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,254/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,492
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,309
−HK$830/mo
Today · 4.125%
HK$32,139
baseline
▲ 0.50% · 4.625%
HK$33,833
+HK$1,694/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,278/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,236
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,145
−HK$924/mo
Today · 4.125%
HK$31,069
baseline
▲ 0.50% · 4.625%
HK$32,959
+HK$1,890/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,138/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,524
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,397
−HK$884/mo
Today · 4.125%
HK$34,281
baseline
▲ 0.50% · 4.625%
HK$36,088
+HK$1,807/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,562/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,063
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,029
−HK$982/mo
Today · 4.125%
HK$33,011
baseline
▲ 0.50% · 4.625%
HK$35,019
+HK$2,008/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$66,022/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,557
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,484
−HK$940/mo
Today · 4.125%
HK$36,424
baseline
▲ 0.50% · 4.625%
HK$38,344
+HK$1,920/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,848/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,890
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,913
−HK$1,040/mo
Today · 4.125%
HK$34,953
baseline
▲ 0.50% · 4.625%
HK$37,079
+HK$2,126/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$69,906/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,590
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,571
−HK$996/mo
Today · 4.125%
HK$38,567
baseline
▲ 0.50% · 4.625%
HK$40,600
+HK$2,033/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$77,134/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,398 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).