▼ 0.50% · 3.625%
HK$18,520
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,097
−HK$585/mo
Today · 4.125%
HK$19,682
baseline
▲ 0.50% · 4.625%
HK$20,879
+HK$1,197/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,364/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,604
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,156
−HK$561/mo
Today · 4.125%
HK$21,717
baseline
▲ 0.50% · 4.625%
HK$22,862
+HK$1,145/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,434/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,373
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,006
−HK$644/mo
Today · 4.125%
HK$21,650
baseline
▲ 0.50% · 4.625%
HK$22,967
+HK$1,317/mo
Deposit HK$3.65M · loan HK$4.47M · min. income ≈ HK$43,300/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,664
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,272
−HK$617/mo
Today · 4.125%
HK$23,889
baseline
▲ 0.50% · 4.625%
HK$25,148
+HK$1,259/mo
Deposit HK$3.65M · loan HK$4.47M · min. income ≈ HK$47,778/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,225
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,916
−HK$702/mo
Today · 4.125%
HK$23,618
baseline
▲ 0.50% · 4.625%
HK$25,055
+HK$1,437/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,236/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,725
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,388
−HK$672/mo
Today · 4.125%
HK$26,060
baseline
▲ 0.50% · 4.625%
HK$27,434
+HK$1,374/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,120/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,077
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,826
−HK$760/mo
Today · 4.125%
HK$25,586
baseline
▲ 0.50% · 4.625%
HK$27,143
+HK$1,557/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,172/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,785
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,503
−HK$729/mo
Today · 4.125%
HK$28,232
baseline
▲ 0.50% · 4.625%
HK$29,720
+HK$1,488/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,464/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,929
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,735
−HK$820/mo
Today · 4.125%
HK$27,555
baseline
▲ 0.50% · 4.625%
HK$29,231
+HK$1,676/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,110/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,845
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,619
−HK$785/mo
Today · 4.125%
HK$30,404
baseline
▲ 0.50% · 4.625%
HK$32,006
+HK$1,602/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,808/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,781
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,645
−HK$878/mo
Today · 4.125%
HK$29,523
baseline
▲ 0.50% · 4.625%
HK$31,319
+HK$1,796/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$59,046/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,906
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,735
−HK$840/mo
Today · 4.125%
HK$32,575
baseline
▲ 0.50% · 4.625%
HK$34,293
+HK$1,718/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,150/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,633
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,555
−HK$936/mo
Today · 4.125%
HK$31,491
baseline
▲ 0.50% · 4.625%
HK$33,407
+HK$1,916/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$62,982/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,966
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,850
−HK$897/mo
Today · 4.125%
HK$34,747
baseline
▲ 0.50% · 4.625%
HK$36,579
+HK$1,832/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$69,494/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,485
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,464
−HK$995/mo
Today · 4.125%
HK$33,459
baseline
▲ 0.50% · 4.625%
HK$35,495
+HK$2,036/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,918/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,027
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,966
−HK$953/mo
Today · 4.125%
HK$36,919
baseline
▲ 0.50% · 4.625%
HK$38,865
+HK$1,946/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,838/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,337
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,374
−HK$1,053/mo
Today · 4.125%
HK$35,427
baseline
▲ 0.50% · 4.625%
HK$37,583
+HK$2,156/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$70,854/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,087
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,082
−HK$1,009/mo
Today · 4.125%
HK$39,091
baseline
▲ 0.50% · 4.625%
HK$41,151
+HK$2,060/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$78,182/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,663 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).