▼ 0.50% · 3.625%
HK$19,208
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,806
−HK$607/mo
Today · 4.125%
HK$20,413
baseline
▲ 0.50% · 4.625%
HK$21,655
+HK$1,242/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,826/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,369
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,942
−HK$582/mo
Today · 4.125%
HK$22,524
baseline
▲ 0.50% · 4.625%
HK$23,711
+HK$1,187/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,048/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,129
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,786
−HK$668/mo
Today · 4.125%
HK$22,454
baseline
▲ 0.50% · 4.625%
HK$23,820
+HK$1,366/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,908/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,506
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,136
−HK$640/mo
Today · 4.125%
HK$24,776
baseline
▲ 0.50% · 4.625%
HK$26,082
+HK$1,306/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,552/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,050
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,767
−HK$728/mo
Today · 4.125%
HK$24,495
baseline
▲ 0.50% · 4.625%
HK$25,986
+HK$1,491/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,990/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,643
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,331
−HK$697/mo
Today · 4.125%
HK$27,028
baseline
▲ 0.50% · 4.625%
HK$28,453
+HK$1,425/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,056/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,971
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,748
−HK$789/mo
Today · 4.125%
HK$26,537
baseline
▲ 0.50% · 4.625%
HK$28,151
+HK$1,614/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,074/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,780
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,525
−HK$756/mo
Today · 4.125%
HK$29,281
baseline
▲ 0.50% · 4.625%
HK$30,824
+HK$1,543/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,562/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,892
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,728
−HK$850/mo
Today · 4.125%
HK$28,578
baseline
▲ 0.50% · 4.625%
HK$30,317
+HK$1,739/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,156/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,917
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,719
−HK$814/mo
Today · 4.125%
HK$31,533
baseline
▲ 0.50% · 4.625%
HK$33,195
+HK$1,662/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,066/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,813
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,709
−HK$910/mo
Today · 4.125%
HK$30,619
baseline
▲ 0.50% · 4.625%
HK$32,482
+HK$1,863/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,238/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,054
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,913
−HK$872/mo
Today · 4.125%
HK$33,785
baseline
▲ 0.50% · 4.625%
HK$35,566
+HK$1,781/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,570/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,733
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,689
−HK$972/mo
Today · 4.125%
HK$32,661
baseline
▲ 0.50% · 4.625%
HK$34,648
+HK$1,987/mo
Deposit HK$1.68M · loan HK$6.74M · min. income ≈ HK$65,322/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,191
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,108
−HK$930/mo
Today · 4.125%
HK$36,038
baseline
▲ 0.50% · 4.625%
HK$37,937
+HK$1,899/mo
Deposit HK$1.68M · loan HK$6.74M · min. income ≈ HK$72,076/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,654
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,670
−HK$1,032/mo
Today · 4.125%
HK$34,702
baseline
▲ 0.50% · 4.625%
HK$36,813
+HK$2,111/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,404/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,328
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,302
−HK$988/mo
Today · 4.125%
HK$38,290
baseline
▲ 0.50% · 4.625%
HK$40,308
+HK$2,018/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,580/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,575
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,651
−HK$1,092/mo
Today · 4.125%
HK$36,743
baseline
▲ 0.50% · 4.625%
HK$38,979
+HK$2,236/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$73,486/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,464
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,496
−HK$1,047/mo
Today · 4.125%
HK$40,543
baseline
▲ 0.50% · 4.625%
HK$42,680
+HK$2,137/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$81,086/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,714 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).