▼ 0.50% · 3.625%
HK$18,859
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,445
−HK$596/mo
Today · 4.125%
HK$20,041
baseline
▲ 0.50% · 4.625%
HK$21,261
+HK$1,220/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,082/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,980
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,543
−HK$570/mo
Today · 4.125%
HK$22,113
baseline
▲ 0.50% · 4.625%
HK$23,279
+HK$1,166/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,226/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,744
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,390
−HK$655/mo
Today · 4.125%
HK$22,045
baseline
▲ 0.50% · 4.625%
HK$23,387
+HK$1,342/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,090/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,078
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,697
−HK$628/mo
Today · 4.125%
HK$24,325
baseline
▲ 0.50% · 4.625%
HK$25,607
+HK$1,282/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,650/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,630
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,334
−HK$715/mo
Today · 4.125%
HK$24,049
baseline
▲ 0.50% · 4.625%
HK$25,513
+HK$1,464/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,098/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,176
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,851
−HK$685/mo
Today · 4.125%
HK$26,536
baseline
▲ 0.50% · 4.625%
HK$27,935
+HK$1,399/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,072/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,516
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,279
−HK$775/mo
Today · 4.125%
HK$26,054
baseline
▲ 0.50% · 4.625%
HK$27,639
+HK$1,585/mo
Deposit HK$2.89M · loan HK$5.38M · min. income ≈ HK$52,108/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,274
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,005
−HK$743/mo
Today · 4.125%
HK$28,748
baseline
▲ 0.50% · 4.625%
HK$30,263
+HK$1,515/mo
Deposit HK$2.89M · loan HK$5.38M · min. income ≈ HK$57,496/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,402
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,223
−HK$835/mo
Today · 4.125%
HK$28,058
baseline
▲ 0.50% · 4.625%
HK$29,765
+HK$1,707/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$56,116/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,372
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,160
−HK$799/mo
Today · 4.125%
HK$30,959
baseline
▲ 0.50% · 4.625%
HK$32,591
+HK$1,632/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$61,918/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,288
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,168
−HK$894/mo
Today · 4.125%
HK$30,062
baseline
▲ 0.50% · 4.625%
HK$31,891
+HK$1,829/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,124/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,470
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,314
−HK$856/mo
Today · 4.125%
HK$33,170
baseline
▲ 0.50% · 4.625%
HK$34,919
+HK$1,749/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,340/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,174
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,112
−HK$954/mo
Today · 4.125%
HK$32,066
baseline
▲ 0.50% · 4.625%
HK$34,017
+HK$1,951/mo
Deposit HK$1.65M · loan HK$6.62M · min. income ≈ HK$64,132/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,568
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,468
−HK$914/mo
Today · 4.125%
HK$35,382
baseline
▲ 0.50% · 4.625%
HK$37,247
+HK$1,865/mo
Deposit HK$1.65M · loan HK$6.62M · min. income ≈ HK$70,764/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,060
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,057
−HK$1,013/mo
Today · 4.125%
HK$34,070
baseline
▲ 0.50% · 4.625%
HK$36,143
+HK$2,073/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$68,140/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,666
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,623
−HK$970/mo
Today · 4.125%
HK$37,593
baseline
▲ 0.50% · 4.625%
HK$39,574
+HK$1,981/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$75,186/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,945
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,001
−HK$1,073/mo
Today · 4.125%
HK$36,074
baseline
▲ 0.50% · 4.625%
HK$38,269
+HK$2,195/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$72,148/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,764
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,777
−HK$1,027/mo
Today · 4.125%
HK$39,804
baseline
▲ 0.50% · 4.625%
HK$41,902
+HK$2,098/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$79,608/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,112 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).