▼ 0.50% · 3.625%
HK$16,749
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,270
−HK$530/mo
Today · 4.125%
HK$17,800
baseline
▲ 0.50% · 4.625%
HK$18,883
+HK$1,083/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,600/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,633
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,133
−HK$507/mo
Today · 4.125%
HK$19,640
baseline
▲ 0.50% · 4.625%
HK$20,675
+HK$1,035/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,280/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,424
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$18,997
−HK$583/mo
Today · 4.125%
HK$19,580
baseline
▲ 0.50% · 4.625%
HK$20,771
+HK$1,191/mo
Deposit HK$3.31M · loan HK$4.04M · min. income ≈ HK$39,160/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,497
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,046
−HK$558/mo
Today · 4.125%
HK$21,604
baseline
▲ 0.50% · 4.625%
HK$22,743
+HK$1,139/mo
Deposit HK$3.31M · loan HK$4.04M · min. income ≈ HK$43,208/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,099
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,724
−HK$636/mo
Today · 4.125%
HK$21,360
baseline
▲ 0.50% · 4.625%
HK$22,659
+HK$1,299/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,720/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,360
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,960
−HK$608/mo
Today · 4.125%
HK$23,568
baseline
▲ 0.50% · 4.625%
HK$24,810
+HK$1,242/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,136/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,774
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,451
−HK$688/mo
Today · 4.125%
HK$23,139
baseline
▲ 0.50% · 4.625%
HK$24,547
+HK$1,408/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$46,278/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,223
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,873
−HK$659/mo
Today · 4.125%
HK$25,532
baseline
▲ 0.50% · 4.625%
HK$26,878
+HK$1,346/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$51,064/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,449
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,178
−HK$741/mo
Today · 4.125%
HK$24,919
baseline
▲ 0.50% · 4.625%
HK$26,436
+HK$1,517/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,838/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,087
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,786
−HK$710/mo
Today · 4.125%
HK$27,496
baseline
▲ 0.50% · 4.625%
HK$28,946
+HK$1,450/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$54,992/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,124
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,905
−HK$794/mo
Today · 4.125%
HK$26,699
baseline
▲ 0.50% · 4.625%
HK$28,324
+HK$1,625/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$53,398/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,950
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,700
−HK$760/mo
Today · 4.125%
HK$29,460
baseline
▲ 0.50% · 4.625%
HK$31,013
+HK$1,553/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$58,920/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,799
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,632
−HK$847/mo
Today · 4.125%
HK$28,479
baseline
▲ 0.50% · 4.625%
HK$30,212
+HK$1,733/mo
Deposit HK$1.47M · loan HK$5.88M · min. income ≈ HK$56,958/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,813
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,613
−HK$811/mo
Today · 4.125%
HK$31,424
baseline
▲ 0.50% · 4.625%
HK$33,081
+HK$1,657/mo
Deposit HK$1.47M · loan HK$5.88M · min. income ≈ HK$62,848/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,474
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,359
−HK$900/mo
Today · 4.125%
HK$30,259
baseline
▲ 0.50% · 4.625%
HK$32,101
+HK$1,842/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$60,518/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,677
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,526
−HK$862/mo
Today · 4.125%
HK$33,388
baseline
▲ 0.50% · 4.625%
HK$35,148
+HK$1,760/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$66,776/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,149
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,087
−HK$952/mo
Today · 4.125%
HK$32,039
baseline
▲ 0.50% · 4.625%
HK$33,989
+HK$1,950/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$64,078/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,540
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,440
−HK$912/mo
Today · 4.125%
HK$35,352
baseline
▲ 0.50% · 4.625%
HK$37,216
+HK$1,864/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$70,704/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,361 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).