▼ 0.50% · 3.625%
HK$18,580
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,158
−HK$587/mo
Today · 4.125%
HK$19,745
baseline
▲ 0.50% · 4.625%
HK$20,947
+HK$1,202/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,490/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,670
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,224
−HK$563/mo
Today · 4.125%
HK$21,787
baseline
▲ 0.50% · 4.625%
HK$22,935
+HK$1,148/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,574/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,438
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,074
−HK$646/mo
Today · 4.125%
HK$21,720
baseline
▲ 0.50% · 4.625%
HK$23,041
+HK$1,321/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,440/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,737
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,347
−HK$618/mo
Today · 4.125%
HK$23,965
baseline
▲ 0.50% · 4.625%
HK$25,229
+HK$1,264/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,930/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,296
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,990
−HK$704/mo
Today · 4.125%
HK$23,694
baseline
▲ 0.50% · 4.625%
HK$25,136
+HK$1,442/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,388/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,804
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,469
−HK$675/mo
Today · 4.125%
HK$26,144
baseline
▲ 0.50% · 4.625%
HK$27,522
+HK$1,378/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,288/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,154
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,905
−HK$764/mo
Today · 4.125%
HK$25,669
baseline
▲ 0.50% · 4.625%
HK$27,231
+HK$1,562/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,338/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,871
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,592
−HK$731/mo
Today · 4.125%
HK$28,323
baseline
▲ 0.50% · 4.625%
HK$29,816
+HK$1,493/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,646/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,012
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,821
−HK$822/mo
Today · 4.125%
HK$27,643
baseline
▲ 0.50% · 4.625%
HK$29,325
+HK$1,682/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,286/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,938
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,714
−HK$788/mo
Today · 4.125%
HK$30,502
baseline
▲ 0.50% · 4.625%
HK$32,109
+HK$1,607/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$61,004/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,870
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,737
−HK$881/mo
Today · 4.125%
HK$29,618
baseline
▲ 0.50% · 4.625%
HK$31,420
+HK$1,802/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,236/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,005
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,837
−HK$843/mo
Today · 4.125%
HK$32,680
baseline
▲ 0.50% · 4.625%
HK$34,403
+HK$1,723/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,360/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,728
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,653
−HK$939/mo
Today · 4.125%
HK$31,592
baseline
▲ 0.50% · 4.625%
HK$33,514
+HK$1,922/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,184/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,072
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,959
−HK$900/mo
Today · 4.125%
HK$34,859
baseline
▲ 0.50% · 4.625%
HK$36,696
+HK$1,837/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,718/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,586
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,568
−HK$999/mo
Today · 4.125%
HK$33,567
baseline
▲ 0.50% · 4.625%
HK$35,609
+HK$2,042/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,134/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,139
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,081
−HK$957/mo
Today · 4.125%
HK$37,038
baseline
▲ 0.50% · 4.625%
HK$38,990
+HK$1,952/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,076/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,444
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,484
−HK$1,057/mo
Today · 4.125%
HK$35,541
baseline
▲ 0.50% · 4.625%
HK$37,704
+HK$2,163/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$71,082/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,206
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,204
−HK$1,012/mo
Today · 4.125%
HK$39,216
baseline
▲ 0.50% · 4.625%
HK$41,283
+HK$2,067/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$78,432/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,447 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).