▼ 0.50% · 3.625%
HK$15,192
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,664
−HK$481/mo
Today · 4.125%
HK$16,145
baseline
▲ 0.50% · 4.625%
HK$17,127
+HK$982/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,290/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,901
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,354
−HK$460/mo
Today · 4.125%
HK$17,814
baseline
▲ 0.50% · 4.625%
HK$18,753
+HK$939/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,628/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,711
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,231
−HK$528/mo
Today · 4.125%
HK$17,759
baseline
▲ 0.50% · 4.625%
HK$18,840
+HK$1,081/mo
Deposit HK$3.00M · loan HK$3.66M · min. income ≈ HK$35,518/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,591
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,090
−HK$505/mo
Today · 4.125%
HK$19,595
baseline
▲ 0.50% · 4.625%
HK$20,628
+HK$1,033/mo
Deposit HK$3.00M · loan HK$3.66M · min. income ≈ HK$39,190/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,230
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,797
−HK$576/mo
Today · 4.125%
HK$19,373
baseline
▲ 0.50% · 4.625%
HK$20,552
+HK$1,179/mo
Deposit HK$2.66M · loan HK$4.00M · min. income ≈ HK$38,746/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,281
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,825
−HK$552/mo
Today · 4.125%
HK$21,377
baseline
▲ 0.50% · 4.625%
HK$22,504
+HK$1,127/mo
Deposit HK$2.66M · loan HK$4.00M · min. income ≈ HK$42,754/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,749
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,364
−HK$624/mo
Today · 4.125%
HK$20,988
baseline
▲ 0.50% · 4.625%
HK$22,265
+HK$1,277/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$41,976/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,971
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,560
−HK$598/mo
Today · 4.125%
HK$23,158
baseline
▲ 0.50% · 4.625%
HK$24,379
+HK$1,221/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$46,316/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,269
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,930
−HK$672/mo
Today · 4.125%
HK$22,602
baseline
▲ 0.50% · 4.625%
HK$23,978
+HK$1,376/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$45,204/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,661
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,296
−HK$644/mo
Today · 4.125%
HK$24,940
baseline
▲ 0.50% · 4.625%
HK$26,254
+HK$1,314/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$49,880/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,788
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,497
−HK$720/mo
Today · 4.125%
HK$24,217
baseline
▲ 0.50% · 4.625%
HK$25,690
+HK$1,473/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$48,434/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,351
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,031
−HK$690/mo
Today · 4.125%
HK$26,721
baseline
▲ 0.50% · 4.625%
HK$28,129
+HK$1,408/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$53,442/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,307
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,063
−HK$768/mo
Today · 4.125%
HK$25,831
baseline
▲ 0.50% · 4.625%
HK$27,403
+HK$1,572/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$51,662/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,041
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,767
−HK$735/mo
Today · 4.125%
HK$28,502
baseline
▲ 0.50% · 4.625%
HK$30,005
+HK$1,503/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$57,004/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,826
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,630
−HK$816/mo
Today · 4.125%
HK$27,446
baseline
▲ 0.50% · 4.625%
HK$29,116
+HK$1,670/mo
Deposit HK$999K · loan HK$5.66M · min. income ≈ HK$54,892/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,731
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,502
−HK$782/mo
Today · 4.125%
HK$30,284
baseline
▲ 0.50% · 4.625%
HK$31,880
+HK$1,596/mo
Deposit HK$999K · loan HK$5.66M · min. income ≈ HK$60,568/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,345
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,196
−HK$864/mo
Today · 4.125%
HK$29,060
baseline
▲ 0.50% · 4.625%
HK$30,828
+HK$1,768/mo
Deposit HK$666K · loan HK$6.00M · min. income ≈ HK$58,120/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,421
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,237
−HK$828/mo
Today · 4.125%
HK$32,065
baseline
▲ 0.50% · 4.625%
HK$33,755
+HK$1,690/mo
Deposit HK$666K · loan HK$6.00M · min. income ≈ HK$64,130/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,871 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).