▼ 0.50% · 3.625%
HK$17,699
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,249
−HK$560/mo
Today · 4.125%
HK$18,809
baseline
▲ 0.50% · 4.625%
HK$19,953
+HK$1,144/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,618/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,690
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,218
−HK$536/mo
Today · 4.125%
HK$20,754
baseline
▲ 0.50% · 4.625%
HK$21,847
+HK$1,093/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,508/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,469
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,074
−HK$616/mo
Today · 4.125%
HK$20,690
baseline
▲ 0.50% · 4.625%
HK$21,948
+HK$1,258/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$41,380/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,659
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,240
−HK$589/mo
Today · 4.125%
HK$22,829
baseline
▲ 0.50% · 4.625%
HK$24,032
+HK$1,203/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$45,658/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,239
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,899
−HK$671/mo
Today · 4.125%
HK$22,570
baseline
▲ 0.50% · 4.625%
HK$23,944
+HK$1,374/mo
Deposit HK$3.10M · loan HK$4.66M · min. income ≈ HK$45,140/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,628
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,261
−HK$643/mo
Today · 4.125%
HK$24,904
baseline
▲ 0.50% · 4.625%
HK$26,217
+HK$1,313/mo
Deposit HK$3.10M · loan HK$4.66M · min. income ≈ HK$49,808/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,008
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,724
−HK$727/mo
Today · 4.125%
HK$24,451
baseline
▲ 0.50% · 4.625%
HK$25,939
+HK$1,488/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,902/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,597
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,283
−HK$697/mo
Today · 4.125%
HK$26,980
baseline
▲ 0.50% · 4.625%
HK$28,402
+HK$1,422/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$53,960/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,778
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,549
−HK$783/mo
Today · 4.125%
HK$26,332
baseline
▲ 0.50% · 4.625%
HK$27,934
+HK$1,602/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$52,664/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,566
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,305
−HK$750/mo
Today · 4.125%
HK$29,055
baseline
▲ 0.50% · 4.625%
HK$30,586
+HK$1,531/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$58,110/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,548
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,374
−HK$839/mo
Today · 4.125%
HK$28,213
baseline
▲ 0.50% · 4.625%
HK$29,930
+HK$1,717/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$56,426/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,535
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,327
−HK$803/mo
Today · 4.125%
HK$31,130
baseline
▲ 0.50% · 4.625%
HK$32,771
+HK$1,641/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$62,260/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,318
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,199
−HK$895/mo
Today · 4.125%
HK$30,094
baseline
▲ 0.50% · 4.625%
HK$31,925
+HK$1,831/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$60,188/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,504
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,349
−HK$857/mo
Today · 4.125%
HK$33,206
baseline
▲ 0.50% · 4.625%
HK$34,956
+HK$1,750/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$66,412/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,088
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,024
−HK$951/mo
Today · 4.125%
HK$31,975
baseline
▲ 0.50% · 4.625%
HK$33,920
+HK$1,945/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$63,950/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,473
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,370
−HK$911/mo
Today · 4.125%
HK$35,281
baseline
▲ 0.50% · 4.625%
HK$37,141
+HK$1,860/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$70,562/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,858
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,849
−HK$1,007/mo
Today · 4.125%
HK$33,856
baseline
▲ 0.50% · 4.625%
HK$35,916
+HK$2,060/mo
Deposit HK$776K · loan HK$6.99M · min. income ≈ HK$67,712/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,442
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,392
−HK$964/mo
Today · 4.125%
HK$37,356
baseline
▲ 0.50% · 4.625%
HK$39,325
+HK$1,969/mo
Deposit HK$776K · loan HK$6.99M · min. income ≈ HK$74,712/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,853 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).