▼ 0.50% · 3.625%
HK$12,999
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,403
−HK$411/mo
Today · 4.125%
HK$13,814
baseline
▲ 0.50% · 4.625%
HK$14,654
+HK$840/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,628/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,461
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,849
−HK$393/mo
Today · 4.125%
HK$15,242
baseline
▲ 0.50% · 4.625%
HK$16,046
+HK$804/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,484/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,299
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,743
−HK$452/mo
Today · 4.125%
HK$15,195
baseline
▲ 0.50% · 4.625%
HK$16,120
+HK$925/mo
Deposit HK$2.57M · loan HK$3.14M · min. income ≈ HK$30,390/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,907
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,334
−HK$432/mo
Today · 4.125%
HK$16,766
baseline
▲ 0.50% · 4.625%
HK$17,650
+HK$884/mo
Deposit HK$2.57M · loan HK$3.14M · min. income ≈ HK$33,532/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,598
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,084
−HK$493/mo
Today · 4.125%
HK$16,577
baseline
▲ 0.50% · 4.625%
HK$17,585
+HK$1,008/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$33,154/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,353
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,818
−HK$473/mo
Today · 4.125%
HK$18,291
baseline
▲ 0.50% · 4.625%
HK$19,255
+HK$964/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$36,582/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,898
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,424
−HK$534/mo
Today · 4.125%
HK$17,958
baseline
▲ 0.50% · 4.625%
HK$19,051
+HK$1,093/mo
Deposit HK$2.00M · loan HK$3.71M · min. income ≈ HK$35,916/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,799
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,303
−HK$512/mo
Today · 4.125%
HK$19,815
baseline
▲ 0.50% · 4.625%
HK$20,859
+HK$1,044/mo
Deposit HK$2.00M · loan HK$3.71M · min. income ≈ HK$39,630/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,198
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,764
−HK$575/mo
Today · 4.125%
HK$19,339
baseline
▲ 0.50% · 4.625%
HK$20,516
+HK$1,177/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$38,678/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,245
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,788
−HK$551/mo
Today · 4.125%
HK$21,339
baseline
▲ 0.50% · 4.625%
HK$22,464
+HK$1,125/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$42,678/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,498
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,104
−HK$617/mo
Today · 4.125%
HK$20,721
baseline
▲ 0.50% · 4.625%
HK$21,981
+HK$1,260/mo
Deposit HK$1.43M · loan HK$4.28M · min. income ≈ HK$41,442/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,691
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,273
−HK$590/mo
Today · 4.125%
HK$22,863
baseline
▲ 0.50% · 4.625%
HK$24,068
+HK$1,205/mo
Deposit HK$1.43M · loan HK$4.28M · min. income ≈ HK$45,726/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,798
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,445
−HK$657/mo
Today · 4.125%
HK$22,102
baseline
▲ 0.50% · 4.625%
HK$23,447
+HK$1,345/mo
Deposit HK$1.14M · loan HK$4.56M · min. income ≈ HK$44,204/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,137
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,758
−HK$629/mo
Today · 4.125%
HK$24,387
baseline
▲ 0.50% · 4.625%
HK$25,673
+HK$1,286/mo
Deposit HK$1.14M · loan HK$4.56M · min. income ≈ HK$48,774/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,098
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,785
−HK$698/mo
Today · 4.125%
HK$23,483
baseline
▲ 0.50% · 4.625%
HK$24,912
+HK$1,429/mo
Deposit HK$855K · loan HK$4.85M · min. income ≈ HK$46,966/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,583
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,243
−HK$669/mo
Today · 4.125%
HK$25,912
baseline
▲ 0.50% · 4.625%
HK$27,277
+HK$1,365/mo
Deposit HK$855K · loan HK$4.85M · min. income ≈ HK$51,824/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,398
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,125
−HK$740/mo
Today · 4.125%
HK$24,865
baseline
▲ 0.50% · 4.625%
HK$26,378
+HK$1,513/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$49,730/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,030
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,728
−HK$708/mo
Today · 4.125%
HK$27,436
baseline
▲ 0.50% · 4.625%
HK$28,882
+HK$1,446/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$54,872/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,262 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).