▼ 0.50% · 3.625%
HK$13,765
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,193
−HK$435/mo
Today · 4.125%
HK$14,628
baseline
▲ 0.50% · 4.625%
HK$15,518
+HK$890/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,256/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,313
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,724
−HK$416/mo
Today · 4.125%
HK$16,140
baseline
▲ 0.50% · 4.625%
HK$16,991
+HK$851/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,280/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,141
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,612
−HK$479/mo
Today · 4.125%
HK$16,091
baseline
▲ 0.50% · 4.625%
HK$17,070
+HK$979/mo
Deposit HK$2.72M · loan HK$3.32M · min. income ≈ HK$32,182/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,844
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,296
−HK$458/mo
Today · 4.125%
HK$17,754
baseline
▲ 0.50% · 4.625%
HK$18,690
+HK$936/mo
Deposit HK$2.72M · loan HK$3.32M · min. income ≈ HK$35,508/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,518
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,031
−HK$522/mo
Today · 4.125%
HK$17,553
baseline
▲ 0.50% · 4.625%
HK$18,621
+HK$1,068/mo
Deposit HK$2.41M · loan HK$3.62M · min. income ≈ HK$35,106/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,376
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,868
−HK$500/mo
Today · 4.125%
HK$19,368
baseline
▲ 0.50% · 4.625%
HK$20,389
+HK$1,021/mo
Deposit HK$2.41M · loan HK$3.62M · min. income ≈ HK$38,736/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,894
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,451
−HK$565/mo
Today · 4.125%
HK$19,016
baseline
▲ 0.50% · 4.625%
HK$20,173
+HK$1,157/mo
Deposit HK$2.11M · loan HK$3.92M · min. income ≈ HK$38,032/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,907
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,441
−HK$541/mo
Today · 4.125%
HK$20,982
baseline
▲ 0.50% · 4.625%
HK$22,088
+HK$1,106/mo
Deposit HK$2.11M · loan HK$3.92M · min. income ≈ HK$41,964/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,270
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,870
−HK$609/mo
Today · 4.125%
HK$20,479
baseline
▲ 0.50% · 4.625%
HK$21,725
+HK$1,246/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$40,958/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,438
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,013
−HK$583/mo
Today · 4.125%
HK$22,596
baseline
▲ 0.50% · 4.625%
HK$23,788
+HK$1,192/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$45,192/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,647
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,289
−HK$653/mo
Today · 4.125%
HK$21,942
baseline
▲ 0.50% · 4.625%
HK$23,277
+HK$1,335/mo
Deposit HK$1.51M · loan HK$4.53M · min. income ≈ HK$43,884/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,970
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,586
−HK$624/mo
Today · 4.125%
HK$24,210
baseline
▲ 0.50% · 4.625%
HK$25,487
+HK$1,277/mo
Deposit HK$1.51M · loan HK$4.53M · min. income ≈ HK$48,420/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,023
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,708
−HK$696/mo
Today · 4.125%
HK$23,404
baseline
▲ 0.50% · 4.625%
HK$24,829
+HK$1,425/mo
Deposit HK$1.21M · loan HK$4.83M · min. income ≈ HK$46,808/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,501
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,158
−HK$667/mo
Today · 4.125%
HK$25,825
baseline
▲ 0.50% · 4.625%
HK$27,186
+HK$1,361/mo
Deposit HK$1.21M · loan HK$4.83M · min. income ≈ HK$51,650/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,400
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,128
−HK$739/mo
Today · 4.125%
HK$24,867
baseline
▲ 0.50% · 4.625%
HK$26,380
+HK$1,513/mo
Deposit HK$905K · loan HK$5.13M · min. income ≈ HK$49,734/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,032
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,730
−HK$709/mo
Today · 4.125%
HK$27,439
baseline
▲ 0.50% · 4.625%
HK$28,885
+HK$1,446/mo
Deposit HK$905K · loan HK$5.13M · min. income ≈ HK$54,878/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,776
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,547
−HK$783/mo
Today · 4.125%
HK$26,330
baseline
▲ 0.50% · 4.625%
HK$27,932
+HK$1,602/mo
Deposit HK$604K · loan HK$5.43M · min. income ≈ HK$52,660/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,563
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,303
−HK$750/mo
Today · 4.125%
HK$29,053
baseline
▲ 0.50% · 4.625%
HK$30,584
+HK$1,531/mo
Deposit HK$604K · loan HK$5.43M · min. income ≈ HK$58,106/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$138,644 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).