▼ 0.50% · 3.625%
HK$14,856
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,318
−HK$470/mo
Today · 4.125%
HK$15,788
baseline
▲ 0.50% · 4.625%
HK$16,748
+HK$960/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,576/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,527
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,971
−HK$449/mo
Today · 4.125%
HK$17,420
baseline
▲ 0.50% · 4.625%
HK$18,338
+HK$918/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,840/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,342
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,850
−HK$517/mo
Today · 4.125%
HK$17,367
baseline
▲ 0.50% · 4.625%
HK$18,423
+HK$1,056/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,734/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,180
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,668
−HK$494/mo
Today · 4.125%
HK$19,162
baseline
▲ 0.50% · 4.625%
HK$20,172
+HK$1,010/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,324/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,827
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,382
−HK$563/mo
Today · 4.125%
HK$18,945
baseline
▲ 0.50% · 4.625%
HK$20,098
+HK$1,153/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$37,890/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,833
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,365
−HK$539/mo
Today · 4.125%
HK$20,904
baseline
▲ 0.50% · 4.625%
HK$22,006
+HK$1,102/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$41,808/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,313
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,914
−HK$610/mo
Today · 4.125%
HK$20,524
baseline
▲ 0.50% · 4.625%
HK$21,773
+HK$1,249/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$41,048/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,486
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,062
−HK$584/mo
Today · 4.125%
HK$22,646
baseline
▲ 0.50% · 4.625%
HK$23,840
+HK$1,194/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,292/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,799
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,446
−HK$657/mo
Today · 4.125%
HK$22,103
baseline
▲ 0.50% · 4.625%
HK$23,448
+HK$1,345/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,206/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,138
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,759
−HK$629/mo
Today · 4.125%
HK$24,388
baseline
▲ 0.50% · 4.625%
HK$25,674
+HK$1,286/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,776/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,284
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,977
−HK$705/mo
Today · 4.125%
HK$23,682
baseline
▲ 0.50% · 4.625%
HK$25,123
+HK$1,441/mo
Deposit HK$1.63M · loan HK$4.89M · min. income ≈ HK$47,364/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,791
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,456
−HK$674/mo
Today · 4.125%
HK$26,130
baseline
▲ 0.50% · 4.625%
HK$27,508
+HK$1,378/mo
Deposit HK$1.63M · loan HK$4.89M · min. income ≈ HK$52,260/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,770
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,509
−HK$751/mo
Today · 4.125%
HK$25,260
baseline
▲ 0.50% · 4.625%
HK$26,797
+HK$1,537/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,520/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,444
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,153
−HK$719/mo
Today · 4.125%
HK$27,872
baseline
▲ 0.50% · 4.625%
HK$29,342
+HK$1,470/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,744/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,255
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,041
−HK$798/mo
Today · 4.125%
HK$26,839
baseline
▲ 0.50% · 4.625%
HK$28,472
+HK$1,633/mo
Deposit HK$977K · loan HK$5.54M · min. income ≈ HK$53,678/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,096
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,850
−HK$764/mo
Today · 4.125%
HK$29,614
baseline
▲ 0.50% · 4.625%
HK$31,175
+HK$1,561/mo
Deposit HK$977K · loan HK$5.54M · min. income ≈ HK$59,228/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,741
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,573
−HK$845/mo
Today · 4.125%
HK$28,418
baseline
▲ 0.50% · 4.625%
HK$30,147
+HK$1,729/mo
Deposit HK$652K · loan HK$5.86M · min. income ≈ HK$56,836/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,749
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,547
−HK$809/mo
Today · 4.125%
HK$31,356
baseline
▲ 0.50% · 4.625%
HK$33,009
+HK$1,653/mo
Deposit HK$652K · loan HK$5.86M · min. income ≈ HK$62,712/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,513 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).