▼ 0.50% · 3.625%
HK$16,596
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,112
−HK$525/mo
Today · 4.125%
HK$17,637
baseline
▲ 0.50% · 4.625%
HK$18,710
+HK$1,073/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,274/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,463
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,958
−HK$503/mo
Today · 4.125%
HK$19,461
baseline
▲ 0.50% · 4.625%
HK$20,486
+HK$1,025/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,922/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,256
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,824
−HK$577/mo
Today · 4.125%
HK$19,401
baseline
▲ 0.50% · 4.625%
HK$20,581
+HK$1,180/mo
Deposit HK$3.28M · loan HK$4.00M · min. income ≈ HK$38,802/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,309
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,854
−HK$553/mo
Today · 4.125%
HK$21,407
baseline
▲ 0.50% · 4.625%
HK$22,535
+HK$1,128/mo
Deposit HK$3.28M · loan HK$4.00M · min. income ≈ HK$42,814/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,915
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,535
−HK$629/mo
Today · 4.125%
HK$21,164
baseline
▲ 0.50% · 4.625%
HK$22,452
+HK$1,288/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$42,328/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,156
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,750
−HK$603/mo
Today · 4.125%
HK$23,353
baseline
▲ 0.50% · 4.625%
HK$24,584
+HK$1,231/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$46,706/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,575
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,246
−HK$682/mo
Today · 4.125%
HK$22,928
baseline
▲ 0.50% · 4.625%
HK$24,323
+HK$1,395/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$45,856/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,002
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,646
−HK$653/mo
Today · 4.125%
HK$25,299
baseline
▲ 0.50% · 4.625%
HK$26,632
+HK$1,333/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$50,598/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,235
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,957
−HK$735/mo
Today · 4.125%
HK$24,692
baseline
▲ 0.50% · 4.625%
HK$26,194
+HK$1,502/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,384/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,848
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,541
−HK$704/mo
Today · 4.125%
HK$27,245
baseline
▲ 0.50% · 4.625%
HK$28,681
+HK$1,436/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,490/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,894
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,669
−HK$786/mo
Today · 4.125%
HK$26,455
baseline
▲ 0.50% · 4.625%
HK$28,065
+HK$1,610/mo
Deposit HK$1.82M · loan HK$5.46M · min. income ≈ HK$52,910/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,695
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,437
−HK$754/mo
Today · 4.125%
HK$29,191
baseline
▲ 0.50% · 4.625%
HK$30,730
+HK$1,539/mo
Deposit HK$1.82M · loan HK$5.46M · min. income ≈ HK$58,382/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,554
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,380
−HK$839/mo
Today · 4.125%
HK$28,219
baseline
▲ 0.50% · 4.625%
HK$29,936
+HK$1,717/mo
Deposit HK$1.46M · loan HK$5.82M · min. income ≈ HK$56,438/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,541
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,333
−HK$804/mo
Today · 4.125%
HK$31,137
baseline
▲ 0.50% · 4.625%
HK$32,778
+HK$1,641/mo
Deposit HK$1.46M · loan HK$5.82M · min. income ≈ HK$62,274/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,213
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,091
−HK$892/mo
Today · 4.125%
HK$29,983
baseline
▲ 0.50% · 4.625%
HK$31,807
+HK$1,824/mo
Deposit HK$1.09M · loan HK$6.19M · min. income ≈ HK$59,966/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,387
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,229
−HK$854/mo
Today · 4.125%
HK$33,083
baseline
▲ 0.50% · 4.625%
HK$34,827
+HK$1,744/mo
Deposit HK$1.09M · loan HK$6.19M · min. income ≈ HK$66,166/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,873
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,802
−HK$944/mo
Today · 4.125%
HK$31,746
baseline
▲ 0.50% · 4.625%
HK$33,678
+HK$1,932/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$63,492/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,233
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,125
−HK$904/mo
Today · 4.125%
HK$35,029
baseline
▲ 0.50% · 4.625%
HK$36,875
+HK$1,846/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$70,058/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,346 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).