▼ 0.50% · 3.625%
HK$14,613
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,067
−HK$462/mo
Today · 4.125%
HK$15,529
baseline
▲ 0.50% · 4.625%
HK$16,474
+HK$945/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$31,058/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,256
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,692
−HK$443/mo
Today · 4.125%
HK$17,135
baseline
▲ 0.50% · 4.625%
HK$18,038
+HK$903/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,270/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,074
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,574
−HK$508/mo
Today · 4.125%
HK$17,082
baseline
▲ 0.50% · 4.625%
HK$18,121
+HK$1,039/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$34,164/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,882
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,362
−HK$486/mo
Today · 4.125%
HK$18,848
baseline
▲ 0.50% · 4.625%
HK$19,842
+HK$994/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$37,696/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,535
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,081
−HK$554/mo
Today · 4.125%
HK$18,635
baseline
▲ 0.50% · 4.625%
HK$19,769
+HK$1,134/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,270/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,508
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,031
−HK$531/mo
Today · 4.125%
HK$20,562
baseline
▲ 0.50% · 4.625%
HK$21,645
+HK$1,083/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,124/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,996
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,587
−HK$601/mo
Today · 4.125%
HK$20,188
baseline
▲ 0.50% · 4.625%
HK$21,416
+HK$1,228/mo
Deposit HK$2.24M · loan HK$4.17M · min. income ≈ HK$40,376/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,133
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,700
−HK$575/mo
Today · 4.125%
HK$22,275
baseline
▲ 0.50% · 4.625%
HK$23,449
+HK$1,174/mo
Deposit HK$2.24M · loan HK$4.17M · min. income ≈ HK$44,550/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,458
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,094
−HK$647/mo
Today · 4.125%
HK$21,741
baseline
▲ 0.50% · 4.625%
HK$23,063
+HK$1,322/mo
Deposit HK$1.92M · loan HK$4.49M · min. income ≈ HK$43,482/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,759
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,369
−HK$620/mo
Today · 4.125%
HK$23,989
baseline
▲ 0.50% · 4.625%
HK$25,253
+HK$1,264/mo
Deposit HK$1.92M · loan HK$4.49M · min. income ≈ HK$47,978/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,919
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,601
−HK$692/mo
Today · 4.125%
HK$23,293
baseline
▲ 0.50% · 4.625%
HK$24,711
+HK$1,418/mo
Deposit HK$1.60M · loan HK$4.81M · min. income ≈ HK$46,586/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,385
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,039
−HK$663/mo
Today · 4.125%
HK$25,702
baseline
▲ 0.50% · 4.625%
HK$27,057
+HK$1,355/mo
Deposit HK$1.60M · loan HK$4.81M · min. income ≈ HK$51,404/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,380
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,107
−HK$739/mo
Today · 4.125%
HK$24,846
baseline
▲ 0.50% · 4.625%
HK$26,358
+HK$1,512/mo
Deposit HK$1.28M · loan HK$5.13M · min. income ≈ HK$49,692/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,010
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,708
−HK$707/mo
Today · 4.125%
HK$27,415
baseline
▲ 0.50% · 4.625%
HK$28,861
+HK$1,446/mo
Deposit HK$1.28M · loan HK$5.13M · min. income ≈ HK$54,830/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,841
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,614
−HK$785/mo
Today · 4.125%
HK$26,399
baseline
▲ 0.50% · 4.625%
HK$28,006
+HK$1,607/mo
Deposit HK$961K · loan HK$5.45M · min. income ≈ HK$52,798/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,636
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,377
−HK$752/mo
Today · 4.125%
HK$29,129
baseline
▲ 0.50% · 4.625%
HK$30,664
+HK$1,535/mo
Deposit HK$961K · loan HK$5.45M · min. income ≈ HK$58,258/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,303
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,121
−HK$831/mo
Today · 4.125%
HK$27,952
baseline
▲ 0.50% · 4.625%
HK$29,653
+HK$1,701/mo
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$55,904/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,261
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,046
−HK$796/mo
Today · 4.125%
HK$30,842
baseline
▲ 0.50% · 4.625%
HK$32,468
+HK$1,626/mo
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$61,684/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$175,832 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).