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At today's rate and a 90% mortgage, the deposit on this unit is about HK$467K, with repayments around HK$20,368/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$467K · loan HK$4.20M · min. income ≈ HK$40,736/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$84,448 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 98 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 704 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-17 | HK$5.70M | +9.6% 3.1y · 3.0%/yr |
| 2018-03-08 | HK$5.20M | +147.6% 6.5y · 23.0%/yr |
| 2011-09-07 | HK$2.10M | +70.7% |
| 2007-11-07 | HK$1.23M | +19.4% |
| 2002-11-26 | HK$1.03M | −33.1% |
| 1996-02-29 | HK$1.54M | — |