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At today's rate and a 90% mortgage, the deposit on this unit is about HK$421K, with repayments around HK$18,366/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,732/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$42,200 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 98 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- F
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-10 | HK$3.32M | −26.2% 6.2y · −4.0%/yr |
| 2019-01-03 | HK$4.50M | +18.4% 3.5y · 5.0%/yr |
| 2015-07-31 | HK$3.80M | +45.0% |
| 2014-01-03 | HK$2.62M | +167.3% |
| 2007-08-14 | HK$980K | −13.3% |
| 2001-03-29 | HK$1.13M | −21.5% |
| 1998-09-08 | HK$1.44M | +23.1% |
| 1996-02-16 | HK$1.17M | — |