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At today's rate and a 90% mortgage, the deposit on this unit is about HK$533K, with repayments around HK$23,255/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,510/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,958 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 98 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- B
- Saleable Area
- 630 Saleable ft²
- Gross Area
- 811 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-28 | HK$6.19M | +44.6% 5.9y · 8.0%/yr |
| 2016-10-24 | HK$4.28M | +144.6% 7.2y · 20.0%/yr |
| 2009-08-18 | HK$1.75M | −2.2% |
| 2008-02-19 | HK$1.79M | −16.7% |
| 1999-06-12 | HK$2.15M | −13.3% |
| 1997-04-26 | HK$2.48M | +54.0% |
| 1996-02-16 | HK$1.61M | — |