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At today's rate and a 90% mortgage, the deposit on this unit is about HK$427K, with repayments around HK$18,614/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,228/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$53,574 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 98 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- F
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-18 | HK$5.04M | +20.0% 3.6y · 6.0%/yr |
| 2017-07-21 | HK$4.20M | +250.0% 7.9y · 32.0%/yr |
| 2009-08-12 | HK$1.20M | +15.4% |
| 2009-05-29 | HK$1.04M | +13.0% |
| 2007-05-14 | HK$920K | −43.2% |
| 1999-07-22 | HK$1.62M | −8.5% |
| 1997-02-14 | HK$1.77M | +50.0% |
| 1996-02-16 | HK$1.18M | — |