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At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,198/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$36,396/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$34,519 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 98 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-20 | HK$3.98M | +14.4% 0.3y |
| 2025-07-07 | HK$3.48M | −34.0% 10.5y · 1.0%/yr |
| 2020-06-11 | HK$5.27M | +67.3% 5.5y · 12.0%/yr |
| 2014-12-31 | HK$3.15M | +162.5% |
| 1996-02-29 | HK$1.20M | — |