Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$445K, with repayments around HK$19,413/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$38,826/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,761 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 98 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-02 | HK$3.90M | −28.2% 3.7y · −8.0%/yr |
| 2021-04-28 | HK$5.43M | +427.2% 12.3y · 35.0%/yr |
| 2009-01-30 | HK$1.03M | −10.4% |
| 2008-06-24 | HK$1.15M | −54.9% |
| 1997-06-02 | HK$2.55M | +47.4% |
| 1996-10-10 | HK$1.73M | +38.4% |
| 1996-02-10 | HK$1.25M | — |