▼ 0.50% · 3.625%
HK$18,694
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,276
−HK$590/mo
Today · 4.125%
HK$19,866
baseline
▲ 0.50% · 4.625%
HK$21,075
+HK$1,209/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,732/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,797
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,355
−HK$566/mo
Today · 4.125%
HK$21,921
baseline
▲ 0.50% · 4.625%
HK$23,076
+HK$1,155/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,842/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,563
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,203
−HK$650/mo
Today · 4.125%
HK$21,853
baseline
▲ 0.50% · 4.625%
HK$23,183
+HK$1,330/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,706/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,877
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,490
−HK$623/mo
Today · 4.125%
HK$24,113
baseline
▲ 0.50% · 4.625%
HK$25,384
+HK$1,271/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,226/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,433
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,131
−HK$709/mo
Today · 4.125%
HK$23,840
baseline
▲ 0.50% · 4.625%
HK$25,290
+HK$1,450/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,680/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,956
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,626
−HK$679/mo
Today · 4.125%
HK$26,305
baseline
▲ 0.50% · 4.625%
HK$27,691
+HK$1,386/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,610/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,302
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,058
−HK$768/mo
Today · 4.125%
HK$25,826
baseline
▲ 0.50% · 4.625%
HK$27,398
+HK$1,572/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,652/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,036
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,761
−HK$736/mo
Today · 4.125%
HK$28,497
baseline
▲ 0.50% · 4.625%
HK$29,999
+HK$1,502/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$56,994/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,172
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,986
−HK$827/mo
Today · 4.125%
HK$27,813
baseline
▲ 0.50% · 4.625%
HK$29,505
+HK$1,692/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,626/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,116
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,897
−HK$792/mo
Today · 4.125%
HK$30,689
baseline
▲ 0.50% · 4.625%
HK$32,306
+HK$1,617/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,378/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,041
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,913
−HK$886/mo
Today · 4.125%
HK$29,799
baseline
▲ 0.50% · 4.625%
HK$31,613
+HK$1,814/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,598/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,195
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,032
−HK$849/mo
Today · 4.125%
HK$32,881
baseline
▲ 0.50% · 4.625%
HK$34,614
+HK$1,733/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,762/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,910
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,841
−HK$945/mo
Today · 4.125%
HK$31,786
baseline
▲ 0.50% · 4.625%
HK$33,720
+HK$1,934/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,572/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,275
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,168
−HK$905/mo
Today · 4.125%
HK$35,073
baseline
▲ 0.50% · 4.625%
HK$36,922
+HK$1,849/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,146/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,780
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,768
−HK$1,005/mo
Today · 4.125%
HK$33,773
baseline
▲ 0.50% · 4.625%
HK$35,828
+HK$2,055/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$67,546/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,355
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,303
−HK$962/mo
Today · 4.125%
HK$37,265
baseline
▲ 0.50% · 4.625%
HK$39,229
+HK$1,964/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$74,530/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,649
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,696
−HK$1,063/mo
Today · 4.125%
HK$35,759
baseline
▲ 0.50% · 4.625%
HK$37,935
+HK$2,176/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$71,518/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,434
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,438
−HK$1,019/mo
Today · 4.125%
HK$39,457
baseline
▲ 0.50% · 4.625%
HK$41,537
+HK$2,080/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$78,914/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,947 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).