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At today's rate and a 90% mortgage, the deposit on this unit is about HK$445K, with repayments around HK$19,402/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$38,804/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,723 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 98 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 33/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-12 | HK$4.17M | +4.2% 0.8y |
| 2025-04-03 | HK$4.00M | +1.3% 7.7y · 1.0%/yr |
| 2024-03-27 | HK$3.95M | +3.9% 6.7y · 1.0%/yr |
| 2017-08-03 | HK$3.80M | +265.4% 15.8y · 17.0%/yr |
| 2001-10-19 | HK$1.04M | −17.5% |
| 1996-02-16 | HK$1.26M | — |