▼ 0.50% · 3.625%
HK$13,937
−HK$874/mo
▼ 0.25% · 3.875%
HK$14,370
−HK$441/mo
Today · 4.125%
HK$14,811
baseline
▲ 0.50% · 4.625%
HK$15,712
+HK$901/mo
Deposit HK$3.06M · loan HK$3.06M · min. income ≈ HK$29,622/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,504
−HK$838/mo
▼ 0.25% · 3.875%
HK$15,920
−HK$422/mo
Today · 4.125%
HK$16,342
baseline
▲ 0.50% · 4.625%
HK$17,203
+HK$861/mo
Deposit HK$3.06M · loan HK$3.06M · min. income ≈ HK$32,684/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,330
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,807
−HK$485/mo
Today · 4.125%
HK$16,292
baseline
▲ 0.50% · 4.625%
HK$17,283
+HK$991/mo
Deposit HK$2.75M · loan HK$3.36M · min. income ≈ HK$32,584/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,055
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,512
−HK$464/mo
Today · 4.125%
HK$17,976
baseline
▲ 0.50% · 4.625%
HK$18,924
+HK$948/mo
Deposit HK$2.75M · loan HK$3.36M · min. income ≈ HK$35,952/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,724
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,244
−HK$529/mo
Today · 4.125%
HK$17,773
baseline
▲ 0.50% · 4.625%
HK$18,854
+HK$1,081/mo
Deposit HK$2.44M · loan HK$3.67M · min. income ≈ HK$35,546/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,605
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,104
−HK$506/mo
Today · 4.125%
HK$19,610
baseline
▲ 0.50% · 4.625%
HK$20,644
+HK$1,034/mo
Deposit HK$2.44M · loan HK$3.67M · min. income ≈ HK$39,220/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,118
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,681
−HK$573/mo
Today · 4.125%
HK$19,254
baseline
▲ 0.50% · 4.625%
HK$20,425
+HK$1,171/mo
Deposit HK$2.14M · loan HK$3.97M · min. income ≈ HK$38,508/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,156
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,696
−HK$549/mo
Today · 4.125%
HK$21,245
baseline
▲ 0.50% · 4.625%
HK$22,364
+HK$1,119/mo
Deposit HK$2.14M · loan HK$3.97M · min. income ≈ HK$42,490/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,511
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,118
−HK$617/mo
Today · 4.125%
HK$20,735
baseline
▲ 0.50% · 4.625%
HK$21,996
+HK$1,261/mo
Deposit HK$1.83M · loan HK$4.28M · min. income ≈ HK$41,470/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,706
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,288
−HK$591/mo
Today · 4.125%
HK$22,879
baseline
▲ 0.50% · 4.625%
HK$24,085
+HK$1,206/mo
Deposit HK$1.83M · loan HK$4.28M · min. income ≈ HK$45,758/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,905
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,555
−HK$661/mo
Today · 4.125%
HK$22,216
baseline
▲ 0.50% · 4.625%
HK$23,568
+HK$1,352/mo
Deposit HK$1.53M · loan HK$4.58M · min. income ≈ HK$44,432/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,257
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,880
−HK$633/mo
Today · 4.125%
HK$24,513
baseline
▲ 0.50% · 4.625%
HK$25,805
+HK$1,292/mo
Deposit HK$1.53M · loan HK$4.58M · min. income ≈ HK$49,026/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,299
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,992
−HK$705/mo
Today · 4.125%
HK$23,697
baseline
▲ 0.50% · 4.625%
HK$25,139
+HK$1,442/mo
Deposit HK$1.22M · loan HK$4.89M · min. income ≈ HK$47,394/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,807
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,472
−HK$675/mo
Today · 4.125%
HK$26,147
baseline
▲ 0.50% · 4.625%
HK$27,525
+HK$1,378/mo
Deposit HK$1.22M · loan HK$4.89M · min. income ≈ HK$52,294/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,692
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,429
−HK$749/mo
Today · 4.125%
HK$25,178
baseline
▲ 0.50% · 4.625%
HK$26,710
+HK$1,532/mo
Deposit HK$917K · loan HK$5.20M · min. income ≈ HK$50,356/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,357
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,064
−HK$717/mo
Today · 4.125%
HK$27,781
baseline
▲ 0.50% · 4.625%
HK$29,246
+HK$1,465/mo
Deposit HK$917K · loan HK$5.20M · min. income ≈ HK$55,562/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,086
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,866
−HK$793/mo
Today · 4.125%
HK$26,659
baseline
▲ 0.50% · 4.625%
HK$28,281
+HK$1,622/mo
Deposit HK$611K · loan HK$5.50M · min. income ≈ HK$53,318/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,908
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,656
−HK$760/mo
Today · 4.125%
HK$29,416
baseline
▲ 0.50% · 4.625%
HK$30,966
+HK$1,550/mo
Deposit HK$611K · loan HK$5.50M · min. income ≈ HK$58,832/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$146,187 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).