▼ 0.50% · 3.625%
HK$20,120
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,746
−HK$636/mo
Today · 4.125%
HK$21,382
baseline
▲ 0.50% · 4.625%
HK$22,683
+HK$1,301/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,764/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,383
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,984
−HK$608/mo
Today · 4.125%
HK$23,592
baseline
▲ 0.50% · 4.625%
HK$24,836
+HK$1,244/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,184/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,132
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,820
−HK$700/mo
Today · 4.125%
HK$23,520
baseline
▲ 0.50% · 4.625%
HK$24,951
+HK$1,431/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,040/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,622
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,282
−HK$670/mo
Today · 4.125%
HK$25,952
baseline
▲ 0.50% · 4.625%
HK$27,320
+HK$1,368/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,904/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,144
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,895
−HK$763/mo
Today · 4.125%
HK$25,658
baseline
▲ 0.50% · 4.625%
HK$27,219
+HK$1,561/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,316/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,860
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,580
−HK$731/mo
Today · 4.125%
HK$28,311
baseline
▲ 0.50% · 4.625%
HK$29,803
+HK$1,492/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,622/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,156
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,969
−HK$827/mo
Today · 4.125%
HK$27,796
baseline
▲ 0.50% · 4.625%
HK$29,487
+HK$1,691/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,592/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,098
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,879
−HK$791/mo
Today · 4.125%
HK$30,670
baseline
▲ 0.50% · 4.625%
HK$32,287
+HK$1,617/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,340/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,168
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,044
−HK$890/mo
Today · 4.125%
HK$29,934
baseline
▲ 0.50% · 4.625%
HK$31,756
+HK$1,822/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,868/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,336
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,177
−HK$852/mo
Today · 4.125%
HK$33,029
baseline
▲ 0.50% · 4.625%
HK$34,771
+HK$1,742/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,058/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,180
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,119
−HK$953/mo
Today · 4.125%
HK$32,072
baseline
▲ 0.50% · 4.625%
HK$34,024
+HK$1,952/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,144/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,575
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,475
−HK$914/mo
Today · 4.125%
HK$35,389
baseline
▲ 0.50% · 4.625%
HK$37,254
+HK$1,865/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,778/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,192
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,193
−HK$1,018/mo
Today · 4.125%
HK$34,211
baseline
▲ 0.50% · 4.625%
HK$36,292
+HK$2,081/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$68,422/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,813
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,774
−HK$974/mo
Today · 4.125%
HK$37,748
baseline
▲ 0.50% · 4.625%
HK$39,738
+HK$1,990/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$75,496/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,204
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,268
−HK$1,081/mo
Today · 4.125%
HK$36,349
baseline
▲ 0.50% · 4.625%
HK$38,560
+HK$2,211/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,698/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,051
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,072
−HK$1,035/mo
Today · 4.125%
HK$40,107
baseline
▲ 0.50% · 4.625%
HK$42,221
+HK$2,114/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,214/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,216
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,342
−HK$1,145/mo
Today · 4.125%
HK$38,487
baseline
▲ 0.50% · 4.625%
HK$40,829
+HK$2,342/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,974/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,290
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,370
−HK$1,096/mo
Today · 4.125%
HK$42,466
baseline
▲ 0.50% · 4.625%
HK$44,705
+HK$2,239/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,932/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,706 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).