▼ 0.50% · 3.625%
HK$20,878
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,527
−HK$660/mo
Today · 4.125%
HK$22,187
baseline
▲ 0.50% · 4.625%
HK$23,537
+HK$1,350/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,374/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,226
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,849
−HK$632/mo
Today · 4.125%
HK$24,481
baseline
▲ 0.50% · 4.625%
HK$25,772
+HK$1,291/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,962/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,965
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,680
−HK$726/mo
Today · 4.125%
HK$24,406
baseline
▲ 0.50% · 4.625%
HK$25,891
+HK$1,485/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,812/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,549
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,234
−HK$695/mo
Today · 4.125%
HK$26,929
baseline
▲ 0.50% · 4.625%
HK$28,349
+HK$1,420/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,858/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,053
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,833
−HK$791/mo
Today · 4.125%
HK$26,624
baseline
▲ 0.50% · 4.625%
HK$28,244
+HK$1,620/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,248/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,871
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,619
−HK$758/mo
Today · 4.125%
HK$29,377
baseline
▲ 0.50% · 4.625%
HK$30,926
+HK$1,549/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,754/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,141
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,985
−HK$858/mo
Today · 4.125%
HK$28,843
baseline
▲ 0.50% · 4.625%
HK$30,598
+HK$1,755/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,686/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,194
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,004
−HK$821/mo
Today · 4.125%
HK$31,825
baseline
▲ 0.50% · 4.625%
HK$33,503
+HK$1,678/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,650/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,229
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,138
−HK$924/mo
Today · 4.125%
HK$31,062
baseline
▲ 0.50% · 4.625%
HK$32,952
+HK$1,890/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,124/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,517
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,389
−HK$885/mo
Today · 4.125%
HK$34,274
baseline
▲ 0.50% · 4.625%
HK$36,080
+HK$1,806/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,548/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,317
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,291
−HK$989/mo
Today · 4.125%
HK$33,280
baseline
▲ 0.50% · 4.625%
HK$35,305
+HK$2,025/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,560/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,839
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,774
−HK$948/mo
Today · 4.125%
HK$36,722
baseline
▲ 0.50% · 4.625%
HK$38,657
+HK$1,935/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,444/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,404
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,443
−HK$1,056/mo
Today · 4.125%
HK$35,499
baseline
▲ 0.50% · 4.625%
HK$37,659
+HK$2,160/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,998/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,162
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,159
−HK$1,011/mo
Today · 4.125%
HK$39,170
baseline
▲ 0.50% · 4.625%
HK$41,234
+HK$2,064/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,340/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,492
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,596
−HK$1,122/mo
Today · 4.125%
HK$37,718
baseline
▲ 0.50% · 4.625%
HK$40,013
+HK$2,295/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,436/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,485
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,544
−HK$1,074/mo
Today · 4.125%
HK$41,618
baseline
▲ 0.50% · 4.625%
HK$43,812
+HK$2,194/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,236/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,580
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,749
−HK$1,187/mo
Today · 4.125%
HK$39,936
baseline
▲ 0.50% · 4.625%
HK$42,367
+HK$2,431/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$79,872/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,807
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,928
−HK$1,138/mo
Today · 4.125%
HK$44,066
baseline
▲ 0.50% · 4.625%
HK$46,389
+HK$2,323/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$88,132/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,587 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).