▼ 0.50% · 3.625%
HK$13,860
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,291
−HK$438/mo
Today · 4.125%
HK$14,729
baseline
▲ 0.50% · 4.625%
HK$15,625
+HK$896/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,458/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,419
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,833
−HK$419/mo
Today · 4.125%
HK$16,252
baseline
▲ 0.50% · 4.625%
HK$17,109
+HK$857/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,504/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,246
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,720
−HK$482/mo
Today · 4.125%
HK$16,202
baseline
▲ 0.50% · 4.625%
HK$17,188
+HK$986/mo
Deposit HK$2.74M · loan HK$3.34M · min. income ≈ HK$32,404/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,961
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,416
−HK$461/mo
Today · 4.125%
HK$17,877
baseline
▲ 0.50% · 4.625%
HK$18,820
+HK$943/mo
Deposit HK$2.74M · loan HK$3.34M · min. income ≈ HK$35,754/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,632
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,149
−HK$526/mo
Today · 4.125%
HK$17,675
baseline
▲ 0.50% · 4.625%
HK$18,751
+HK$1,076/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$35,350/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,503
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$18,999
−HK$504/mo
Today · 4.125%
HK$19,503
baseline
▲ 0.50% · 4.625%
HK$20,531
+HK$1,028/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$39,006/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,018
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,579
−HK$569/mo
Today · 4.125%
HK$19,148
baseline
▲ 0.50% · 4.625%
HK$20,313
+HK$1,165/mo
Deposit HK$2.13M · loan HK$3.95M · min. income ≈ HK$38,296/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,045
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,583
−HK$545/mo
Today · 4.125%
HK$21,128
baseline
▲ 0.50% · 4.625%
HK$22,242
+HK$1,114/mo
Deposit HK$2.13M · loan HK$3.95M · min. income ≈ HK$42,256/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,404
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,008
−HK$613/mo
Today · 4.125%
HK$20,621
baseline
▲ 0.50% · 4.625%
HK$21,876
+HK$1,255/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$41,242/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,587
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,166
−HK$587/mo
Today · 4.125%
HK$22,753
baseline
▲ 0.50% · 4.625%
HK$23,952
+HK$1,199/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$45,506/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,790
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,437
−HK$657/mo
Today · 4.125%
HK$22,094
baseline
▲ 0.50% · 4.625%
HK$23,438
+HK$1,344/mo
Deposit HK$1.52M · loan HK$4.56M · min. income ≈ HK$44,188/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,129
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,749
−HK$629/mo
Today · 4.125%
HK$24,378
baseline
▲ 0.50% · 4.625%
HK$25,663
+HK$1,285/mo
Deposit HK$1.52M · loan HK$4.56M · min. income ≈ HK$48,756/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,176
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,866
−HK$701/mo
Today · 4.125%
HK$23,567
baseline
▲ 0.50% · 4.625%
HK$25,001
+HK$1,434/mo
Deposit HK$1.22M · loan HK$4.86M · min. income ≈ HK$47,134/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,671
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,332
−HK$672/mo
Today · 4.125%
HK$26,004
baseline
▲ 0.50% · 4.625%
HK$27,374
+HK$1,370/mo
Deposit HK$1.22M · loan HK$4.86M · min. income ≈ HK$52,008/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,562
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,295
−HK$745/mo
Today · 4.125%
HK$25,040
baseline
▲ 0.50% · 4.625%
HK$26,563
+HK$1,523/mo
Deposit HK$912K · loan HK$5.17M · min. income ≈ HK$50,080/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,213
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,916
−HK$713/mo
Today · 4.125%
HK$27,629
baseline
▲ 0.50% · 4.625%
HK$29,085
+HK$1,456/mo
Deposit HK$912K · loan HK$5.17M · min. income ≈ HK$55,258/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,948
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,724
−HK$789/mo
Today · 4.125%
HK$26,513
baseline
▲ 0.50% · 4.625%
HK$28,126
+HK$1,613/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,026/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,755
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,499
−HK$755/mo
Today · 4.125%
HK$29,254
baseline
▲ 0.50% · 4.625%
HK$30,796
+HK$1,542/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$58,508/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$142,829 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).