▼ 0.50% · 3.625%
HK$12,553
−HK$787/mo
▼ 0.25% · 3.875%
HK$12,943
−HK$397/mo
Today · 4.125%
HK$13,340
baseline
▲ 0.50% · 4.625%
HK$14,152
+HK$812/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,680/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,965
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,339
−HK$380/mo
Today · 4.125%
HK$14,719
baseline
▲ 0.50% · 4.625%
HK$15,495
+HK$776/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,438/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,808
−HK$866/mo
▼ 0.25% · 3.875%
HK$14,238
−HK$436/mo
Today · 4.125%
HK$14,674
baseline
▲ 0.50% · 4.625%
HK$15,567
+HK$893/mo
Deposit HK$2.48M · loan HK$3.03M · min. income ≈ HK$29,348/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,361
−HK$830/mo
▼ 0.25% · 3.875%
HK$15,773
−HK$418/mo
Today · 4.125%
HK$16,191
baseline
▲ 0.50% · 4.625%
HK$17,045
+HK$854/mo
Deposit HK$2.48M · loan HK$3.03M · min. income ≈ HK$32,382/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,063
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,532
−HK$476/mo
Today · 4.125%
HK$16,008
baseline
▲ 0.50% · 4.625%
HK$16,982
+HK$974/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$32,016/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,758
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,207
−HK$456/mo
Today · 4.125%
HK$17,663
baseline
▲ 0.50% · 4.625%
HK$18,594
+HK$931/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,326/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,319
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,826
−HK$516/mo
Today · 4.125%
HK$17,342
baseline
▲ 0.50% · 4.625%
HK$18,397
+HK$1,055/mo
Deposit HK$1.93M · loan HK$3.58M · min. income ≈ HK$34,684/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,154
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,641
−HK$494/mo
Today · 4.125%
HK$19,135
baseline
▲ 0.50% · 4.625%
HK$20,144
+HK$1,009/mo
Deposit HK$1.93M · loan HK$3.58M · min. income ≈ HK$38,270/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,574
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,121
−HK$555/mo
Today · 4.125%
HK$18,676
baseline
▲ 0.50% · 4.625%
HK$19,812
+HK$1,136/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,352/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,551
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,075
−HK$532/mo
Today · 4.125%
HK$20,607
baseline
▲ 0.50% · 4.625%
HK$21,693
+HK$1,086/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,214/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,829
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,415
−HK$595/mo
Today · 4.125%
HK$20,010
baseline
▲ 0.50% · 4.625%
HK$21,227
+HK$1,217/mo
Deposit HK$1.38M · loan HK$4.13M · min. income ≈ HK$40,020/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,947
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,509
−HK$570/mo
Today · 4.125%
HK$22,079
baseline
▲ 0.50% · 4.625%
HK$23,243
+HK$1,164/mo
Deposit HK$1.38M · loan HK$4.13M · min. income ≈ HK$44,158/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,084
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,709
−HK$635/mo
Today · 4.125%
HK$21,344
baseline
▲ 0.50% · 4.625%
HK$22,643
+HK$1,299/mo
Deposit HK$1.10M · loan HK$4.40M · min. income ≈ HK$42,688/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,344
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,943
−HK$608/mo
Today · 4.125%
HK$23,551
baseline
▲ 0.50% · 4.625%
HK$24,792
+HK$1,241/mo
Deposit HK$1.10M · loan HK$4.40M · min. income ≈ HK$47,102/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,340
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,003
−HK$675/mo
Today · 4.125%
HK$22,678
baseline
▲ 0.50% · 4.625%
HK$24,058
+HK$1,380/mo
Deposit HK$826K · loan HK$4.68M · min. income ≈ HK$45,356/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,740
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,377
−HK$646/mo
Today · 4.125%
HK$25,023
baseline
▲ 0.50% · 4.625%
HK$26,342
+HK$1,319/mo
Deposit HK$826K · loan HK$4.68M · min. income ≈ HK$50,046/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,595
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,298
−HK$714/mo
Today · 4.125%
HK$24,012
baseline
▲ 0.50% · 4.625%
HK$25,473
+HK$1,461/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$48,024/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,137
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,811
−HK$684/mo
Today · 4.125%
HK$26,495
baseline
▲ 0.50% · 4.625%
HK$27,891
+HK$1,396/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$52,990/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,862 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).