▼ 0.50% · 3.625%
HK$19,521
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,128
−HK$617/mo
Today · 4.125%
HK$20,745
baseline
▲ 0.50% · 4.625%
HK$22,007
+HK$1,262/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,490/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,717
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,299
−HK$591/mo
Today · 4.125%
HK$22,890
baseline
▲ 0.50% · 4.625%
HK$24,097
+HK$1,207/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,780/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,473
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,141
−HK$679/mo
Today · 4.125%
HK$22,820
baseline
▲ 0.50% · 4.625%
HK$24,208
+HK$1,388/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,640/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,889
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,529
−HK$650/mo
Today · 4.125%
HK$25,179
baseline
▲ 0.50% · 4.625%
HK$26,506
+HK$1,327/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,358/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,425
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,154
−HK$740/mo
Today · 4.125%
HK$24,894
baseline
▲ 0.50% · 4.625%
HK$26,409
+HK$1,515/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$49,788/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,060
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,759
−HK$709/mo
Today · 4.125%
HK$27,468
baseline
▲ 0.50% · 4.625%
HK$28,916
+HK$1,448/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$54,936/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,377
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,167
−HK$802/mo
Today · 4.125%
HK$26,969
baseline
▲ 0.50% · 4.625%
HK$28,610
+HK$1,641/mo
Deposit HK$3.00M · loan HK$5.56M · min. income ≈ HK$53,938/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,232
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,989
−HK$768/mo
Today · 4.125%
HK$29,757
baseline
▲ 0.50% · 4.625%
HK$31,326
+HK$1,569/mo
Deposit HK$3.00M · loan HK$5.56M · min. income ≈ HK$59,514/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,329
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,179
−HK$864/mo
Today · 4.125%
HK$29,043
baseline
▲ 0.50% · 4.625%
HK$30,810
+HK$1,767/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,086/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,404
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,219
−HK$827/mo
Today · 4.125%
HK$32,046
baseline
▲ 0.50% · 4.625%
HK$33,735
+HK$1,689/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,092/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,281
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,192
−HK$926/mo
Today · 4.125%
HK$31,118
baseline
▲ 0.50% · 4.625%
HK$33,011
+HK$1,893/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,236/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,575
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,449
−HK$886/mo
Today · 4.125%
HK$34,335
baseline
▲ 0.50% · 4.625%
HK$36,145
+HK$1,810/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,670/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,233
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,205
−HK$987/mo
Today · 4.125%
HK$33,192
baseline
▲ 0.50% · 4.625%
HK$35,212
+HK$2,020/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,384/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,747
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,679
−HK$945/mo
Today · 4.125%
HK$36,624
baseline
▲ 0.50% · 4.625%
HK$38,555
+HK$1,931/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,248/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,186
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,218
−HK$1,049/mo
Today · 4.125%
HK$35,267
baseline
▲ 0.50% · 4.625%
HK$37,412
+HK$2,145/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$70,534/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,919
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,909
−HK$1,004/mo
Today · 4.125%
HK$38,913
baseline
▲ 0.50% · 4.625%
HK$40,964
+HK$2,051/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$77,826/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,138
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,231
−HK$1,110/mo
Today · 4.125%
HK$37,341
baseline
▲ 0.50% · 4.625%
HK$39,613
+HK$2,272/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$74,682/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,090
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,139
−HK$1,063/mo
Today · 4.125%
HK$41,202
baseline
▲ 0.50% · 4.625%
HK$43,374
+HK$2,172/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$82,404/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,826 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).