▼ 0.50% · 3.625%
HK$20,798
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,445
−HK$658/mo
Today · 4.125%
HK$22,103
baseline
▲ 0.50% · 4.625%
HK$23,448
+HK$1,345/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,206/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,138
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,759
−HK$629/mo
Today · 4.125%
HK$24,388
baseline
▲ 0.50% · 4.625%
HK$25,674
+HK$1,286/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,776/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,878
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,590
−HK$723/mo
Today · 4.125%
HK$24,313
baseline
▲ 0.50% · 4.625%
HK$25,792
+HK$1,479/mo
Deposit HK$4.10M · loan HK$5.02M · min. income ≈ HK$48,626/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,452
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,134
−HK$693/mo
Today · 4.125%
HK$26,827
baseline
▲ 0.50% · 4.625%
HK$28,241
+HK$1,414/mo
Deposit HK$4.10M · loan HK$5.02M · min. income ≈ HK$53,654/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,958
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,734
−HK$789/mo
Today · 4.125%
HK$26,523
baseline
▲ 0.50% · 4.625%
HK$28,137
+HK$1,614/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,046/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,766
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,510
−HK$756/mo
Today · 4.125%
HK$29,266
baseline
▲ 0.50% · 4.625%
HK$30,808
+HK$1,542/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,532/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,038
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,879
−HK$854/mo
Today · 4.125%
HK$28,733
baseline
▲ 0.50% · 4.625%
HK$30,482
+HK$1,749/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,466/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,079
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,886
−HK$819/mo
Today · 4.125%
HK$31,705
baseline
▲ 0.50% · 4.625%
HK$33,376
+HK$1,671/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,410/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,118
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,024
−HK$920/mo
Today · 4.125%
HK$30,944
baseline
▲ 0.50% · 4.625%
HK$32,827
+HK$1,883/mo
Deposit HK$2.74M · loan HK$6.38M · min. income ≈ HK$61,888/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,393
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,262
−HK$881/mo
Today · 4.125%
HK$34,143
baseline
▲ 0.50% · 4.625%
HK$35,943
+HK$1,800/mo
Deposit HK$2.74M · loan HK$6.38M · min. income ≈ HK$68,286/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,198
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,168
−HK$986/mo
Today · 4.125%
HK$33,154
baseline
▲ 0.50% · 4.625%
HK$35,171
+HK$2,017/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,308/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,707
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,638
−HK$944/mo
Today · 4.125%
HK$36,582
baseline
▲ 0.50% · 4.625%
HK$38,510
+HK$1,928/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,164/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,277
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,313
−HK$1,051/mo
Today · 4.125%
HK$35,364
baseline
▲ 0.50% · 4.625%
HK$37,516
+HK$2,152/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$70,728/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,021
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,014
−HK$1,007/mo
Today · 4.125%
HK$39,021
baseline
▲ 0.50% · 4.625%
HK$41,078
+HK$2,057/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$78,042/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,357
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,457
−HK$1,118/mo
Today · 4.125%
HK$37,575
baseline
▲ 0.50% · 4.625%
HK$39,861
+HK$2,286/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,150/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,335
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,390
−HK$1,070/mo
Today · 4.125%
HK$41,460
baseline
▲ 0.50% · 4.625%
HK$43,645
+HK$2,185/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,920/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,437
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,602
−HK$1,183/mo
Today · 4.125%
HK$39,785
baseline
▲ 0.50% · 4.625%
HK$42,206
+HK$2,421/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$79,570/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,648
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,765
−HK$1,134/mo
Today · 4.125%
HK$43,899
baseline
▲ 0.50% · 4.625%
HK$46,213
+HK$2,314/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$87,798/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,110 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).