▼ 0.50% · 3.625%
HK$20,072
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,696
−HK$635/mo
Today · 4.125%
HK$21,331
baseline
▲ 0.50% · 4.625%
HK$22,629
+HK$1,298/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,662/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,330
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,929
−HK$607/mo
Today · 4.125%
HK$23,536
baseline
▲ 0.50% · 4.625%
HK$24,777
+HK$1,241/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,072/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,079
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,766
−HK$698/mo
Today · 4.125%
HK$23,464
baseline
▲ 0.50% · 4.625%
HK$24,892
+HK$1,428/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,928/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,563
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,222
−HK$668/mo
Today · 4.125%
HK$25,890
baseline
▲ 0.50% · 4.625%
HK$27,255
+HK$1,365/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,780/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,086
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,836
−HK$761/mo
Today · 4.125%
HK$25,597
baseline
▲ 0.50% · 4.625%
HK$27,154
+HK$1,557/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,194/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,796
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,515
−HK$729/mo
Today · 4.125%
HK$28,244
baseline
▲ 0.50% · 4.625%
HK$29,732
+HK$1,488/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,488/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,094
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,905
−HK$825/mo
Today · 4.125%
HK$27,730
baseline
▲ 0.50% · 4.625%
HK$29,417
+HK$1,687/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,460/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,029
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,807
−HK$790/mo
Today · 4.125%
HK$30,597
baseline
▲ 0.50% · 4.625%
HK$32,210
+HK$1,613/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,194/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,101
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,975
−HK$888/mo
Today · 4.125%
HK$29,863
baseline
▲ 0.50% · 4.625%
HK$31,680
+HK$1,817/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,726/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,262
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,100
−HK$851/mo
Today · 4.125%
HK$32,951
baseline
▲ 0.50% · 4.625%
HK$34,688
+HK$1,737/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,902/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,108
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,045
−HK$951/mo
Today · 4.125%
HK$31,996
baseline
▲ 0.50% · 4.625%
HK$33,943
+HK$1,947/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,992/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,495
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,393
−HK$912/mo
Today · 4.125%
HK$35,305
baseline
▲ 0.50% · 4.625%
HK$37,166
+HK$1,861/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,610/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,115
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,114
−HK$1,015/mo
Today · 4.125%
HK$34,129
baseline
▲ 0.50% · 4.625%
HK$36,206
+HK$2,077/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,258/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,728
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,686
−HK$972/mo
Today · 4.125%
HK$37,658
baseline
▲ 0.50% · 4.625%
HK$39,643
+HK$1,985/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,316/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,123
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,184
−HK$1,078/mo
Today · 4.125%
HK$36,262
baseline
▲ 0.50% · 4.625%
HK$38,469
+HK$2,207/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,524/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,961
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,979
−HK$1,033/mo
Today · 4.125%
HK$40,012
baseline
▲ 0.50% · 4.625%
HK$42,121
+HK$2,109/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$80,024/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,130
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,254
−HK$1,141/mo
Today · 4.125%
HK$38,395
baseline
▲ 0.50% · 4.625%
HK$40,732
+HK$2,337/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,790/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,194
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,272
−HK$1,093/mo
Today · 4.125%
HK$42,365
baseline
▲ 0.50% · 4.625%
HK$44,599
+HK$2,234/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,730/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,077 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).