▼ 0.50% · 3.625%
HK$20,507
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,145
−HK$648/mo
Today · 4.125%
HK$21,793
baseline
▲ 0.50% · 4.625%
HK$23,119
+HK$1,326/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,586/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,814
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,426
−HK$621/mo
Today · 4.125%
HK$24,047
baseline
▲ 0.50% · 4.625%
HK$25,314
+HK$1,267/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,094/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,558
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,260
−HK$712/mo
Today · 4.125%
HK$23,972
baseline
▲ 0.50% · 4.625%
HK$25,431
+HK$1,459/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$47,944/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,095
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,768
−HK$683/mo
Today · 4.125%
HK$26,451
baseline
▲ 0.50% · 4.625%
HK$27,846
+HK$1,395/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,902/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,609
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,374
−HK$778/mo
Today · 4.125%
HK$26,152
baseline
▲ 0.50% · 4.625%
HK$27,743
+HK$1,591/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,304/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,377
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,111
−HK$745/mo
Today · 4.125%
HK$28,856
baseline
▲ 0.50% · 4.625%
HK$30,377
+HK$1,521/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,712/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,659
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,489
−HK$842/mo
Today · 4.125%
HK$28,331
baseline
▲ 0.50% · 4.625%
HK$30,055
+HK$1,724/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,662/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,658
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,454
−HK$807/mo
Today · 4.125%
HK$31,261
baseline
▲ 0.50% · 4.625%
HK$32,908
+HK$1,647/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,522/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,710
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,603
−HK$907/mo
Today · 4.125%
HK$30,510
baseline
▲ 0.50% · 4.625%
HK$32,367
+HK$1,857/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$61,020/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,940
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,796
−HK$869/mo
Today · 4.125%
HK$33,665
baseline
▲ 0.50% · 4.625%
HK$35,440
+HK$1,775/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$67,330/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,761
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,718
−HK$972/mo
Today · 4.125%
HK$32,690
baseline
▲ 0.50% · 4.625%
HK$34,679
+HK$1,989/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$65,380/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,221
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,139
−HK$931/mo
Today · 4.125%
HK$36,070
baseline
▲ 0.50% · 4.625%
HK$37,971
+HK$1,901/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$72,140/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,811
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,832
−HK$1,037/mo
Today · 4.125%
HK$34,869
baseline
▲ 0.50% · 4.625%
HK$36,991
+HK$2,122/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,738/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,502
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,481
−HK$994/mo
Today · 4.125%
HK$38,475
baseline
▲ 0.50% · 4.625%
HK$40,503
+HK$2,028/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,950/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,862
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,947
−HK$1,101/mo
Today · 4.125%
HK$37,048
baseline
▲ 0.50% · 4.625%
HK$39,303
+HK$2,255/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,096/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,784
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,824
−HK$1,055/mo
Today · 4.125%
HK$40,879
baseline
▲ 0.50% · 4.625%
HK$43,034
+HK$2,155/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,758/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,913
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,061
−HK$1,167/mo
Today · 4.125%
HK$39,228
baseline
▲ 0.50% · 4.625%
HK$41,615
+HK$2,387/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$78,456/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,065
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,167
−HK$1,117/mo
Today · 4.125%
HK$43,284
baseline
▲ 0.50% · 4.625%
HK$45,565
+HK$2,281/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$86,568/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,801 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).