▼ 0.50% · 3.625%
HK$20,976
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,629
−HK$663/mo
Today · 4.125%
HK$22,292
baseline
▲ 0.50% · 4.625%
HK$23,648
+HK$1,356/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,584/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,336
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,962
−HK$634/mo
Today · 4.125%
HK$24,596
baseline
▲ 0.50% · 4.625%
HK$25,893
+HK$1,297/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,192/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,074
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,791
−HK$730/mo
Today · 4.125%
HK$24,521
baseline
▲ 0.50% · 4.625%
HK$26,013
+HK$1,492/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,042/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,669
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,358
−HK$698/mo
Today · 4.125%
HK$27,056
baseline
▲ 0.50% · 4.625%
HK$28,482
+HK$1,426/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,112/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,171
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,954
−HK$796/mo
Today · 4.125%
HK$26,750
baseline
▲ 0.50% · 4.625%
HK$28,377
+HK$1,627/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,500/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,003
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,754
−HK$762/mo
Today · 4.125%
HK$29,516
baseline
▲ 0.50% · 4.625%
HK$31,072
+HK$1,556/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,032/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,269
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,117
−HK$862/mo
Today · 4.125%
HK$28,979
baseline
▲ 0.50% · 4.625%
HK$30,742
+HK$1,763/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,958/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,336
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,150
−HK$825/mo
Today · 4.125%
HK$31,975
baseline
▲ 0.50% · 4.625%
HK$33,661
+HK$1,686/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,950/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,367
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,280
−HK$928/mo
Today · 4.125%
HK$31,208
baseline
▲ 0.50% · 4.625%
HK$33,107
+HK$1,899/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,416/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,670
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,546
−HK$889/mo
Today · 4.125%
HK$34,435
baseline
▲ 0.50% · 4.625%
HK$36,250
+HK$1,815/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,870/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,464
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,443
−HK$994/mo
Today · 4.125%
HK$33,437
baseline
▲ 0.50% · 4.625%
HK$35,472
+HK$2,035/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,874/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,004
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,942
−HK$953/mo
Today · 4.125%
HK$36,895
baseline
▲ 0.50% · 4.625%
HK$38,839
+HK$1,944/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,790/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,562
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,606
−HK$1,060/mo
Today · 4.125%
HK$35,666
baseline
▲ 0.50% · 4.625%
HK$37,837
+HK$2,171/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,332/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,337
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,339
−HK$1,015/mo
Today · 4.125%
HK$39,354
baseline
▲ 0.50% · 4.625%
HK$41,429
+HK$2,075/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,708/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,659
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,769
−HK$1,127/mo
Today · 4.125%
HK$37,896
baseline
▲ 0.50% · 4.625%
HK$40,201
+HK$2,305/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,792/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,671
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,735
−HK$1,079/mo
Today · 4.125%
HK$41,814
baseline
▲ 0.50% · 4.625%
HK$44,018
+HK$2,204/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,628/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,757
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,931
−HK$1,194/mo
Today · 4.125%
HK$40,125
baseline
▲ 0.50% · 4.625%
HK$42,566
+HK$2,441/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,250/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,004
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,131
−HK$1,143/mo
Today · 4.125%
HK$44,274
baseline
▲ 0.50% · 4.625%
HK$46,607
+HK$2,333/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$88,548/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,902 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).