▼ 0.50% · 3.625%
HK$20,574
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,214
−HK$650/mo
Today · 4.125%
HK$21,864
baseline
▲ 0.50% · 4.625%
HK$23,195
+HK$1,331/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,728/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,889
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,503
−HK$622/mo
Today · 4.125%
HK$24,125
baseline
▲ 0.50% · 4.625%
HK$25,397
+HK$1,272/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,250/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,632
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,336
−HK$715/mo
Today · 4.125%
HK$24,051
baseline
▲ 0.50% · 4.625%
HK$25,514
+HK$1,463/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,102/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,178
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,853
−HK$685/mo
Today · 4.125%
HK$26,538
baseline
▲ 0.50% · 4.625%
HK$27,937
+HK$1,399/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,076/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,689
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,457
−HK$780/mo
Today · 4.125%
HK$26,237
baseline
▲ 0.50% · 4.625%
HK$27,834
+HK$1,597/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,474/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,466
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,203
−HK$747/mo
Today · 4.125%
HK$28,950
baseline
▲ 0.50% · 4.625%
HK$30,476
+HK$1,526/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,900/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,747
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,579
−HK$845/mo
Today · 4.125%
HK$28,424
baseline
▲ 0.50% · 4.625%
HK$30,153
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,848/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,755
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,553
−HK$810/mo
Today · 4.125%
HK$31,363
baseline
▲ 0.50% · 4.625%
HK$33,016
+HK$1,653/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,726/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,804
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,700
−HK$910/mo
Today · 4.125%
HK$30,610
baseline
▲ 0.50% · 4.625%
HK$32,473
+HK$1,863/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,220/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,044
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,904
−HK$871/mo
Today · 4.125%
HK$33,775
baseline
▲ 0.50% · 4.625%
HK$35,556
+HK$1,781/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,550/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,861
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,821
−HK$976/mo
Today · 4.125%
HK$32,797
baseline
▲ 0.50% · 4.625%
HK$34,792
+HK$1,995/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,594/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,333
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,254
−HK$934/mo
Today · 4.125%
HK$36,188
baseline
▲ 0.50% · 4.625%
HK$38,095
+HK$1,907/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,376/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,919
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,943
−HK$1,040/mo
Today · 4.125%
HK$34,983
baseline
▲ 0.50% · 4.625%
HK$37,112
+HK$2,129/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$69,966/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,622
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,604
−HK$996/mo
Today · 4.125%
HK$38,600
baseline
▲ 0.50% · 4.625%
HK$40,635
+HK$2,035/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$77,200/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,976
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,064
−HK$1,106/mo
Today · 4.125%
HK$37,170
baseline
▲ 0.50% · 4.625%
HK$39,431
+HK$2,261/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,340/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,911
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,954
−HK$1,059/mo
Today · 4.125%
HK$41,013
baseline
▲ 0.50% · 4.625%
HK$43,175
+HK$2,162/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$82,026/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,034
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,186
−HK$1,170/mo
Today · 4.125%
HK$39,356
baseline
▲ 0.50% · 4.625%
HK$41,751
+HK$2,395/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,712/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,200
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,305
−HK$1,120/mo
Today · 4.125%
HK$43,425
baseline
▲ 0.50% · 4.625%
HK$45,714
+HK$2,289/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,850/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,279 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).