▼ 0.50% · 3.625%
HK$20,332
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,965
−HK$642/mo
Today · 4.125%
HK$21,607
baseline
▲ 0.50% · 4.625%
HK$22,922
+HK$1,315/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,214/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,619
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,226
−HK$615/mo
Today · 4.125%
HK$23,841
baseline
▲ 0.50% · 4.625%
HK$25,098
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,682/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,365
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,061
−HK$707/mo
Today · 4.125%
HK$23,768
baseline
▲ 0.50% · 4.625%
HK$25,214
+HK$1,446/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,536/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,881
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,549
−HK$677/mo
Today · 4.125%
HK$26,226
baseline
▲ 0.50% · 4.625%
HK$27,608
+HK$1,382/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,452/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,399
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,158
−HK$771/mo
Today · 4.125%
HK$25,929
baseline
▲ 0.50% · 4.625%
HK$27,506
+HK$1,577/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,858/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,143
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,871
−HK$739/mo
Today · 4.125%
HK$28,610
baseline
▲ 0.50% · 4.625%
HK$30,118
+HK$1,508/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,220/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,432
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,254
−HK$835/mo
Today · 4.125%
HK$28,089
baseline
▲ 0.50% · 4.625%
HK$29,799
+HK$1,710/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,178/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,405
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,194
−HK$800/mo
Today · 4.125%
HK$30,994
baseline
▲ 0.50% · 4.625%
HK$32,628
+HK$1,634/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$61,988/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,465
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,351
−HK$899/mo
Today · 4.125%
HK$30,250
baseline
▲ 0.50% · 4.625%
HK$32,091
+HK$1,841/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$60,500/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,667
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,516
−HK$862/mo
Today · 4.125%
HK$33,378
baseline
▲ 0.50% · 4.625%
HK$35,137
+HK$1,759/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$66,756/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,498
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,447
−HK$964/mo
Today · 4.125%
HK$32,411
baseline
▲ 0.50% · 4.625%
HK$34,383
+HK$1,972/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,822/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,929
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,839
−HK$923/mo
Today · 4.125%
HK$35,762
baseline
▲ 0.50% · 4.625%
HK$37,647
+HK$1,885/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,524/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,532
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,543
−HK$1,029/mo
Today · 4.125%
HK$34,572
baseline
▲ 0.50% · 4.625%
HK$36,675
+HK$2,103/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,144/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,191
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,162
−HK$984/mo
Today · 4.125%
HK$38,146
baseline
▲ 0.50% · 4.625%
HK$40,157
+HK$2,011/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,292/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,565
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,640
−HK$1,092/mo
Today · 4.125%
HK$36,732
baseline
▲ 0.50% · 4.625%
HK$38,967
+HK$2,235/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,464/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,453
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,484
−HK$1,046/mo
Today · 4.125%
HK$40,530
baseline
▲ 0.50% · 4.625%
HK$42,667
+HK$2,137/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,060/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,598
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,736
−HK$1,157/mo
Today · 4.125%
HK$38,893
baseline
▲ 0.50% · 4.625%
HK$41,260
+HK$2,367/mo
Deposit HK$892K · loan HK$8.02M · min. income ≈ HK$77,786/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,715
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,807
−HK$1,108/mo
Today · 4.125%
HK$42,915
baseline
▲ 0.50% · 4.625%
HK$45,177
+HK$2,262/mo
Deposit HK$892K · loan HK$8.02M · min. income ≈ HK$85,830/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,500 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).