▼ 0.50% · 3.625%
HK$20,684
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,328
−HK$654/mo
Today · 4.125%
HK$21,982
baseline
▲ 0.50% · 4.625%
HK$23,319
+HK$1,337/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,964/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,011
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,628
−HK$626/mo
Today · 4.125%
HK$24,254
baseline
▲ 0.50% · 4.625%
HK$25,533
+HK$1,279/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,508/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,753
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,461
−HK$719/mo
Today · 4.125%
HK$24,180
baseline
▲ 0.50% · 4.625%
HK$25,651
+HK$1,471/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,360/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,312
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,991
−HK$689/mo
Today · 4.125%
HK$26,680
baseline
▲ 0.50% · 4.625%
HK$28,086
+HK$1,406/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,360/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,821
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,593
−HK$785/mo
Today · 4.125%
HK$26,378
baseline
▲ 0.50% · 4.625%
HK$27,983
+HK$1,605/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,756/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,614
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,354
−HK$751/mo
Today · 4.125%
HK$29,105
baseline
▲ 0.50% · 4.625%
HK$30,640
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,210/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,890
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,726
−HK$850/mo
Today · 4.125%
HK$28,576
baseline
▲ 0.50% · 4.625%
HK$30,315
+HK$1,739/mo
Deposit HK$3.17M · loan HK$5.90M · min. income ≈ HK$57,152/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,915
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,717
−HK$814/mo
Today · 4.125%
HK$31,531
baseline
▲ 0.50% · 4.625%
HK$33,193
+HK$1,662/mo
Deposit HK$3.17M · loan HK$5.90M · min. income ≈ HK$63,062/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,958
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,859
−HK$915/mo
Today · 4.125%
HK$30,774
baseline
▲ 0.50% · 4.625%
HK$32,647
+HK$1,873/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,548/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,216
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,080
−HK$876/mo
Today · 4.125%
HK$33,956
baseline
▲ 0.50% · 4.625%
HK$35,746
+HK$1,790/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,912/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,027
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,992
−HK$980/mo
Today · 4.125%
HK$32,972
baseline
▲ 0.50% · 4.625%
HK$34,979
+HK$2,007/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,944/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,517
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,443
−HK$939/mo
Today · 4.125%
HK$36,382
baseline
▲ 0.50% · 4.625%
HK$38,299
+HK$1,917/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,764/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,095
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,125
−HK$1,045/mo
Today · 4.125%
HK$35,170
baseline
▲ 0.50% · 4.625%
HK$37,311
+HK$2,141/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$70,340/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,818
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,805
−HK$1,002/mo
Today · 4.125%
HK$38,807
baseline
▲ 0.50% · 4.625%
HK$40,853
+HK$2,046/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$77,614/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,164
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,257
−HK$1,112/mo
Today · 4.125%
HK$37,369
baseline
▲ 0.50% · 4.625%
HK$39,642
+HK$2,273/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,738/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,119
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,168
−HK$1,065/mo
Today · 4.125%
HK$41,233
baseline
▲ 0.50% · 4.625%
HK$43,406
+HK$2,173/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,466/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,232
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,390
−HK$1,177/mo
Today · 4.125%
HK$39,567
baseline
▲ 0.50% · 4.625%
HK$41,974
+HK$2,407/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,134/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,420
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,531
−HK$1,127/mo
Today · 4.125%
HK$43,658
baseline
▲ 0.50% · 4.625%
HK$45,959
+HK$2,301/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,316/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,112 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).