▼ 0.50% · 3.625%
HK$20,848
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,497
−HK$658/mo
Today · 4.125%
HK$22,155
baseline
▲ 0.50% · 4.625%
HK$23,503
+HK$1,348/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,310/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,193
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,815
−HK$631/mo
Today · 4.125%
HK$24,446
baseline
▲ 0.50% · 4.625%
HK$25,735
+HK$1,289/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,892/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,933
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,646
−HK$725/mo
Today · 4.125%
HK$24,371
baseline
▲ 0.50% · 4.625%
HK$25,854
+HK$1,483/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$48,742/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,513
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,197
−HK$694/mo
Today · 4.125%
HK$26,891
baseline
▲ 0.50% · 4.625%
HK$28,308
+HK$1,417/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$53,782/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,018
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,796
−HK$790/mo
Today · 4.125%
HK$26,586
baseline
▲ 0.50% · 4.625%
HK$28,204
+HK$1,618/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,172/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,832
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,578
−HK$758/mo
Today · 4.125%
HK$29,336
baseline
▲ 0.50% · 4.625%
HK$30,882
+HK$1,546/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,672/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,102
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,945
−HK$857/mo
Today · 4.125%
HK$28,802
baseline
▲ 0.50% · 4.625%
HK$30,555
+HK$1,753/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,604/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,151
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,960
−HK$820/mo
Today · 4.125%
HK$31,780
baseline
▲ 0.50% · 4.625%
HK$33,455
+HK$1,675/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,560/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,187
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,095
−HK$923/mo
Today · 4.125%
HK$31,018
baseline
▲ 0.50% · 4.625%
HK$32,905
+HK$1,887/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,036/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,470
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,341
−HK$884/mo
Today · 4.125%
HK$34,225
baseline
▲ 0.50% · 4.625%
HK$36,029
+HK$1,804/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,450/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,272
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,245
−HK$988/mo
Today · 4.125%
HK$33,233
baseline
▲ 0.50% · 4.625%
HK$35,255
+HK$2,022/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,466/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,790
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,723
−HK$946/mo
Today · 4.125%
HK$36,669
baseline
▲ 0.50% · 4.625%
HK$38,602
+HK$1,933/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,338/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,357
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,394
−HK$1,055/mo
Today · 4.125%
HK$35,449
baseline
▲ 0.50% · 4.625%
HK$37,606
+HK$2,157/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,898/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,109
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,104
−HK$1,010/mo
Today · 4.125%
HK$39,114
baseline
▲ 0.50% · 4.625%
HK$41,176
+HK$2,062/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,228/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,442
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,544
−HK$1,120/mo
Today · 4.125%
HK$37,664
baseline
▲ 0.50% · 4.625%
HK$39,956
+HK$2,292/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,328/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,428
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,486
−HK$1,073/mo
Today · 4.125%
HK$41,559
baseline
▲ 0.50% · 4.625%
HK$43,749
+HK$2,190/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,118/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,526
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,694
−HK$1,186/mo
Today · 4.125%
HK$39,880
baseline
▲ 0.50% · 4.625%
HK$42,306
+HK$2,426/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$79,760/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,748
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,867
−HK$1,136/mo
Today · 4.125%
HK$44,003
baseline
▲ 0.50% · 4.625%
HK$46,323
+HK$2,320/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$88,006/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,284 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).