▼ 0.50% · 3.625%
HK$21,148
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,806
−HK$668/mo
Today · 4.125%
HK$22,474
baseline
▲ 0.50% · 4.625%
HK$23,842
+HK$1,368/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,948/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,527
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,158
−HK$640/mo
Today · 4.125%
HK$24,798
baseline
▲ 0.50% · 4.625%
HK$26,105
+HK$1,307/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,596/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,263
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,986
−HK$735/mo
Today · 4.125%
HK$24,721
baseline
▲ 0.50% · 4.625%
HK$26,226
+HK$1,505/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,442/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,880
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,574
−HK$704/mo
Today · 4.125%
HK$27,278
baseline
▲ 0.50% · 4.625%
HK$28,716
+HK$1,438/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,556/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,378
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,167
−HK$802/mo
Today · 4.125%
HK$26,969
baseline
▲ 0.50% · 4.625%
HK$28,610
+HK$1,641/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,938/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,232
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$28,989
−HK$769/mo
Today · 4.125%
HK$29,758
baseline
▲ 0.50% · 4.625%
HK$31,326
+HK$1,568/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,516/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,492
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,347
−HK$869/mo
Today · 4.125%
HK$29,216
baseline
▲ 0.50% · 4.625%
HK$30,994
+HK$1,778/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,432/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,585
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,405
−HK$832/mo
Today · 4.125%
HK$32,237
baseline
▲ 0.50% · 4.625%
HK$33,937
+HK$1,700/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,474/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,607
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,528
−HK$936/mo
Today · 4.125%
HK$31,464
baseline
▲ 0.50% · 4.625%
HK$33,378
+HK$1,914/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,928/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,938
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,821
−HK$896/mo
Today · 4.125%
HK$34,717
baseline
▲ 0.50% · 4.625%
HK$36,547
+HK$1,830/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,434/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,722
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,709
−HK$1,002/mo
Today · 4.125%
HK$33,711
baseline
▲ 0.50% · 4.625%
HK$35,762
+HK$2,051/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,422/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,290
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,237
−HK$960/mo
Today · 4.125%
HK$37,197
baseline
▲ 0.50% · 4.625%
HK$39,158
+HK$1,961/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,394/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,837
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,889
−HK$1,070/mo
Today · 4.125%
HK$35,959
baseline
▲ 0.50% · 4.625%
HK$38,147
+HK$2,188/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$71,918/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,643
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,653
−HK$1,024/mo
Today · 4.125%
HK$39,677
baseline
▲ 0.50% · 4.625%
HK$41,768
+HK$2,091/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$79,354/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,951
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,070
−HK$1,136/mo
Today · 4.125%
HK$38,206
baseline
▲ 0.50% · 4.625%
HK$40,531
+HK$2,325/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,412/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,996
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,068
−HK$1,088/mo
Today · 4.125%
HK$42,156
baseline
▲ 0.50% · 4.625%
HK$44,379
+HK$2,223/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,312/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,066
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,250
−HK$1,203/mo
Today · 4.125%
HK$40,453
baseline
▲ 0.50% · 4.625%
HK$42,915
+HK$2,462/mo
Deposit HK$927K · loan HK$8.35M · min. income ≈ HK$80,906/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,348
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,484
−HK$1,152/mo
Today · 4.125%
HK$44,636
baseline
▲ 0.50% · 4.625%
HK$46,989
+HK$2,353/mo
Deposit HK$927K · loan HK$8.35M · min. income ≈ HK$89,272/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$297,436 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).