▼ 0.50% · 3.625%
HK$20,776
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,422
−HK$656/mo
Today · 4.125%
HK$22,078
baseline
▲ 0.50% · 4.625%
HK$23,422
+HK$1,344/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,156/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,113
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,733
−HK$628/mo
Today · 4.125%
HK$24,361
baseline
▲ 0.50% · 4.625%
HK$25,645
+HK$1,284/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,722/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,853
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,564
−HK$722/mo
Today · 4.125%
HK$24,286
baseline
▲ 0.50% · 4.625%
HK$25,764
+HK$1,478/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,572/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,424
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,106
−HK$691/mo
Today · 4.125%
HK$26,797
baseline
▲ 0.50% · 4.625%
HK$28,210
+HK$1,413/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,594/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,931
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,706
−HK$788/mo
Today · 4.125%
HK$26,494
baseline
▲ 0.50% · 4.625%
HK$28,106
+HK$1,612/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$52,988/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,735
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,479
−HK$755/mo
Today · 4.125%
HK$29,234
baseline
▲ 0.50% · 4.625%
HK$30,775
+HK$1,541/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$58,468/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,008
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,848
−HK$854/mo
Today · 4.125%
HK$28,702
baseline
▲ 0.50% · 4.625%
HK$30,448
+HK$1,746/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,404/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,046
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,852
−HK$818/mo
Today · 4.125%
HK$31,670
baseline
▲ 0.50% · 4.625%
HK$33,339
+HK$1,669/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,340/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,086
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,991
−HK$919/mo
Today · 4.125%
HK$30,910
baseline
▲ 0.50% · 4.625%
HK$32,791
+HK$1,881/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$61,820/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,358
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,226
−HK$880/mo
Today · 4.125%
HK$34,106
baseline
▲ 0.50% · 4.625%
HK$35,904
+HK$1,798/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$68,212/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,163
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,133
−HK$985/mo
Today · 4.125%
HK$33,118
baseline
▲ 0.50% · 4.625%
HK$35,133
+HK$2,015/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,236/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,669
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,599
−HK$943/mo
Today · 4.125%
HK$36,542
baseline
▲ 0.50% · 4.625%
HK$38,468
+HK$1,926/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,084/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,241
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,275
−HK$1,050/mo
Today · 4.125%
HK$35,325
baseline
▲ 0.50% · 4.625%
HK$37,475
+HK$2,150/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$70,650/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,980
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,972
−HK$1,006/mo
Today · 4.125%
HK$38,978
baseline
▲ 0.50% · 4.625%
HK$41,033
+HK$2,055/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$77,956/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,319
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,417
−HK$1,116/mo
Today · 4.125%
HK$37,533
baseline
▲ 0.50% · 4.625%
HK$39,817
+HK$2,284/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$75,066/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,292
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,345
−HK$1,069/mo
Today · 4.125%
HK$41,414
baseline
▲ 0.50% · 4.625%
HK$43,597
+HK$2,183/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,828/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,396
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,559
−HK$1,182/mo
Today · 4.125%
HK$39,741
baseline
▲ 0.50% · 4.625%
HK$42,159
+HK$2,418/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,482/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,603
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,719
−HK$1,131/mo
Today · 4.125%
HK$43,850
baseline
▲ 0.50% · 4.625%
HK$46,162
+HK$2,312/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,700/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,109 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).