▼ 0.50% · 3.625%
HK$18,843
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,429
−HK$595/mo
Today · 4.125%
HK$20,024
baseline
▲ 0.50% · 4.625%
HK$21,243
+HK$1,219/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,048/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,962
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,525
−HK$570/mo
Today · 4.125%
HK$22,095
baseline
▲ 0.50% · 4.625%
HK$23,260
+HK$1,165/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,190/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,727
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,372
−HK$655/mo
Today · 4.125%
HK$22,027
baseline
▲ 0.50% · 4.625%
HK$23,367
+HK$1,340/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$44,054/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,059
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,677
−HK$627/mo
Today · 4.125%
HK$24,304
baseline
▲ 0.50% · 4.625%
HK$25,586
+HK$1,282/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$48,608/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,611
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,315
−HK$714/mo
Today · 4.125%
HK$24,029
baseline
▲ 0.50% · 4.625%
HK$25,491
+HK$1,462/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,058/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,155
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,830
−HK$684/mo
Today · 4.125%
HK$26,514
baseline
▲ 0.50% · 4.625%
HK$27,912
+HK$1,398/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,028/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,496
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,258
−HK$774/mo
Today · 4.125%
HK$26,032
baseline
▲ 0.50% · 4.625%
HK$27,616
+HK$1,584/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,064/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,251
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,982
−HK$741/mo
Today · 4.125%
HK$28,723
baseline
▲ 0.50% · 4.625%
HK$30,237
+HK$1,514/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,446/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,380
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,200
−HK$834/mo
Today · 4.125%
HK$28,034
baseline
▲ 0.50% · 4.625%
HK$29,740
+HK$1,706/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,068/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,347
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,134
−HK$799/mo
Today · 4.125%
HK$30,933
baseline
▲ 0.50% · 4.625%
HK$32,563
+HK$1,630/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,866/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,264
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,143
−HK$894/mo
Today · 4.125%
HK$30,037
baseline
▲ 0.50% · 4.625%
HK$31,864
+HK$1,827/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,074/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,444
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,287
−HK$855/mo
Today · 4.125%
HK$33,142
baseline
▲ 0.50% · 4.625%
HK$34,889
+HK$1,747/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,284/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,148
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,086
−HK$953/mo
Today · 4.125%
HK$32,039
baseline
▲ 0.50% · 4.625%
HK$33,989
+HK$1,950/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,078/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,540
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,439
−HK$913/mo
Today · 4.125%
HK$35,352
baseline
▲ 0.50% · 4.625%
HK$37,215
+HK$1,863/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,704/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,033
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,029
−HK$1,012/mo
Today · 4.125%
HK$34,041
baseline
▲ 0.50% · 4.625%
HK$36,113
+HK$2,072/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,082/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,636
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,592
−HK$969/mo
Today · 4.125%
HK$37,561
baseline
▲ 0.50% · 4.625%
HK$39,541
+HK$1,980/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,122/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,917
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,972
−HK$1,072/mo
Today · 4.125%
HK$36,044
baseline
▲ 0.50% · 4.625%
HK$38,237
+HK$2,193/mo
Deposit HK$826K · loan HK$7.44M · min. income ≈ HK$72,088/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,732
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,744
−HK$1,027/mo
Today · 4.125%
HK$39,771
baseline
▲ 0.50% · 4.625%
HK$41,867
+HK$2,096/mo
Deposit HK$826K · loan HK$7.44M · min. income ≈ HK$79,542/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,904 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).