▼ 0.50% · 3.625%
HK$19,295
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,895
−HK$610/mo
Today · 4.125%
HK$20,505
baseline
▲ 0.50% · 4.625%
HK$21,753
+HK$1,248/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,010/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,466
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,042
−HK$584/mo
Today · 4.125%
HK$22,626
baseline
▲ 0.50% · 4.625%
HK$23,818
+HK$1,192/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,252/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,225
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,885
−HK$671/mo
Today · 4.125%
HK$22,556
baseline
▲ 0.50% · 4.625%
HK$23,928
+HK$1,372/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$45,112/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,612
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,246
−HK$642/mo
Today · 4.125%
HK$24,888
baseline
▲ 0.50% · 4.625%
HK$26,200
+HK$1,312/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$49,776/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,154
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,875
−HK$731/mo
Today · 4.125%
HK$24,606
baseline
▲ 0.50% · 4.625%
HK$26,104
+HK$1,498/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$49,212/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,759
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,450
−HK$701/mo
Today · 4.125%
HK$27,151
baseline
▲ 0.50% · 4.625%
HK$28,582
+HK$1,431/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$54,302/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,084
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,864
−HK$793/mo
Today · 4.125%
HK$26,657
baseline
▲ 0.50% · 4.625%
HK$28,279
+HK$1,622/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,314/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,906
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,654
−HK$759/mo
Today · 4.125%
HK$29,413
baseline
▲ 0.50% · 4.625%
HK$30,964
+HK$1,551/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,826/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,013
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,854
−HK$853/mo
Today · 4.125%
HK$28,707
baseline
▲ 0.50% · 4.625%
HK$30,454
+HK$1,747/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,414/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,052
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,858
−HK$818/mo
Today · 4.125%
HK$31,676
baseline
▲ 0.50% · 4.625%
HK$33,345
+HK$1,669/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,352/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,943
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,843
−HK$915/mo
Today · 4.125%
HK$30,758
baseline
▲ 0.50% · 4.625%
HK$32,629
+HK$1,871/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,516/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,199
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,062
−HK$876/mo
Today · 4.125%
HK$33,938
baseline
▲ 0.50% · 4.625%
HK$35,727
+HK$1,789/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,876/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,872
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,833
−HK$975/mo
Today · 4.125%
HK$32,808
baseline
▲ 0.50% · 4.625%
HK$34,805
+HK$1,997/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,616/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,345
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,266
−HK$935/mo
Today · 4.125%
HK$36,201
baseline
▲ 0.50% · 4.625%
HK$38,109
+HK$1,908/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,402/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,802
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,822
−HK$1,037/mo
Today · 4.125%
HK$34,859
baseline
▲ 0.50% · 4.625%
HK$36,980
+HK$2,121/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,718/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,492
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,471
−HK$992/mo
Today · 4.125%
HK$38,463
baseline
▲ 0.50% · 4.625%
HK$40,491
+HK$2,028/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,926/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,732
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,812
−HK$1,097/mo
Today · 4.125%
HK$36,909
baseline
▲ 0.50% · 4.625%
HK$39,155
+HK$2,246/mo
Deposit HK$846K · loan HK$7.62M · min. income ≈ HK$73,818/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,638
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,675
−HK$1,051/mo
Today · 4.125%
HK$40,726
baseline
▲ 0.50% · 4.625%
HK$42,873
+HK$2,147/mo
Deposit HK$846K · loan HK$7.62M · min. income ≈ HK$81,452/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,857 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).