▼ 0.50% · 3.625%
HK$19,543
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,151
−HK$618/mo
Today · 4.125%
HK$20,769
baseline
▲ 0.50% · 4.625%
HK$22,032
+HK$1,263/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,538/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,742
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,325
−HK$591/mo
Today · 4.125%
HK$22,916
baseline
▲ 0.50% · 4.625%
HK$24,124
+HK$1,208/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,832/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,497
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,166
−HK$680/mo
Today · 4.125%
HK$22,846
baseline
▲ 0.50% · 4.625%
HK$24,236
+HK$1,390/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$45,692/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,916
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,557
−HK$651/mo
Today · 4.125%
HK$25,208
baseline
▲ 0.50% · 4.625%
HK$26,537
+HK$1,329/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$50,416/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,452
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,181
−HK$741/mo
Today · 4.125%
HK$24,922
baseline
▲ 0.50% · 4.625%
HK$26,439
+HK$1,517/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,844/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,090
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,790
−HK$709/mo
Today · 4.125%
HK$27,499
baseline
▲ 0.50% · 4.625%
HK$28,949
+HK$1,450/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,998/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,406
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,196
−HK$803/mo
Today · 4.125%
HK$26,999
baseline
▲ 0.50% · 4.625%
HK$28,642
+HK$1,643/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,998/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,264
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,022
−HK$769/mo
Today · 4.125%
HK$29,791
baseline
▲ 0.50% · 4.625%
HK$31,361
+HK$1,570/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,582/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,360
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,211
−HK$865/mo
Today · 4.125%
HK$29,076
baseline
▲ 0.50% · 4.625%
HK$30,845
+HK$1,769/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,152/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,438
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,254
−HK$829/mo
Today · 4.125%
HK$32,083
baseline
▲ 0.50% · 4.625%
HK$33,774
+HK$1,691/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,166/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,315
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,227
−HK$926/mo
Today · 4.125%
HK$31,153
baseline
▲ 0.50% · 4.625%
HK$33,049
+HK$1,896/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,306/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,612
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,487
−HK$887/mo
Today · 4.125%
HK$34,374
baseline
▲ 0.50% · 4.625%
HK$36,186
+HK$1,812/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,748/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,269
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,242
−HK$988/mo
Today · 4.125%
HK$33,230
baseline
▲ 0.50% · 4.625%
HK$35,252
+HK$2,022/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$66,460/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,786
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,719
−HK$947/mo
Today · 4.125%
HK$36,666
baseline
▲ 0.50% · 4.625%
HK$38,599
+HK$1,933/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$73,332/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,223
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,257
−HK$1,050/mo
Today · 4.125%
HK$35,307
baseline
▲ 0.50% · 4.625%
HK$37,455
+HK$2,148/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$70,614/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,961
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,952
−HK$1,005/mo
Today · 4.125%
HK$38,957
baseline
▲ 0.50% · 4.625%
HK$41,011
+HK$2,054/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$77,914/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,178
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,272
−HK$1,112/mo
Today · 4.125%
HK$37,384
baseline
▲ 0.50% · 4.625%
HK$39,658
+HK$2,274/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,768/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,135
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,184
−HK$1,065/mo
Today · 4.125%
HK$41,249
baseline
▲ 0.50% · 4.625%
HK$43,423
+HK$2,174/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,498/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,118 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).