▼ 0.50% · 3.625%
HK$19,010
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,602
−HK$600/mo
Today · 4.125%
HK$20,202
baseline
▲ 0.50% · 4.625%
HK$21,432
+HK$1,230/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,404/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,149
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,716
−HK$575/mo
Today · 4.125%
HK$22,291
baseline
▲ 0.50% · 4.625%
HK$23,466
+HK$1,175/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,582/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,911
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,562
−HK$661/mo
Today · 4.125%
HK$22,223
baseline
▲ 0.50% · 4.625%
HK$23,575
+HK$1,352/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$44,446/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,264
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,888
−HK$632/mo
Today · 4.125%
HK$24,520
baseline
▲ 0.50% · 4.625%
HK$25,813
+HK$1,293/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$49,040/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,812
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,522
−HK$721/mo
Today · 4.125%
HK$24,243
baseline
▲ 0.50% · 4.625%
HK$25,718
+HK$1,475/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,486/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,378
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,059
−HK$691/mo
Today · 4.125%
HK$26,750
baseline
▲ 0.50% · 4.625%
HK$28,160
+HK$1,410/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,500/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,713
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,482
−HK$781/mo
Today · 4.125%
HK$26,263
baseline
▲ 0.50% · 4.625%
HK$27,861
+HK$1,598/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,526/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,493
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,231
−HK$748/mo
Today · 4.125%
HK$28,979
baseline
▲ 0.50% · 4.625%
HK$30,506
+HK$1,527/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,958/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,614
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,442
−HK$841/mo
Today · 4.125%
HK$28,283
baseline
▲ 0.50% · 4.625%
HK$30,004
+HK$1,721/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,566/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,608
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,402
−HK$806/mo
Today · 4.125%
HK$31,208
baseline
▲ 0.50% · 4.625%
HK$32,853
+HK$1,645/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,416/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,515
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,402
−HK$902/mo
Today · 4.125%
HK$30,304
baseline
▲ 0.50% · 4.625%
HK$32,147
+HK$1,843/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,608/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,723
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,574
−HK$863/mo
Today · 4.125%
HK$33,437
baseline
▲ 0.50% · 4.625%
HK$35,200
+HK$1,763/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,874/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,416
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,363
−HK$961/mo
Today · 4.125%
HK$32,324
baseline
▲ 0.50% · 4.625%
HK$34,291
+HK$1,967/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,648/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,838
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,745
−HK$921/mo
Today · 4.125%
HK$35,666
baseline
▲ 0.50% · 4.625%
HK$37,546
+HK$1,880/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,332/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,317
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,323
−HK$1,021/mo
Today · 4.125%
HK$34,344
baseline
▲ 0.50% · 4.625%
HK$36,434
+HK$2,090/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,688/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,953
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,917
−HK$978/mo
Today · 4.125%
HK$37,895
baseline
▲ 0.50% · 4.625%
HK$39,893
+HK$1,998/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,790/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,218
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,283
−HK$1,081/mo
Today · 4.125%
HK$36,364
baseline
▲ 0.50% · 4.625%
HK$38,577
+HK$2,213/mo
Deposit HK$834K · loan HK$7.50M · min. income ≈ HK$72,728/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,068
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,089
−HK$1,035/mo
Today · 4.125%
HK$40,124
baseline
▲ 0.50% · 4.625%
HK$42,239
+HK$2,115/mo
Deposit HK$834K · loan HK$7.50M · min. income ≈ HK$80,248/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,107 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).