▼ 0.50% · 3.625%
HK$19,392
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,995
−HK$613/mo
Today · 4.125%
HK$20,608
baseline
▲ 0.50% · 4.625%
HK$21,862
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,216/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,574
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,152
−HK$587/mo
Today · 4.125%
HK$22,739
baseline
▲ 0.50% · 4.625%
HK$23,938
+HK$1,199/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,478/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,331
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,995
−HK$674/mo
Today · 4.125%
HK$22,669
baseline
▲ 0.50% · 4.625%
HK$24,048
+HK$1,379/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,338/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,731
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,367
−HK$646/mo
Today · 4.125%
HK$25,013
baseline
▲ 0.50% · 4.625%
HK$26,331
+HK$1,318/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,026/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,271
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,994
−HK$736/mo
Today · 4.125%
HK$24,730
baseline
▲ 0.50% · 4.625%
HK$26,235
+HK$1,505/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,460/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,888
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,583
−HK$704/mo
Today · 4.125%
HK$27,287
baseline
▲ 0.50% · 4.625%
HK$28,725
+HK$1,438/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,574/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,210
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,994
−HK$797/mo
Today · 4.125%
HK$26,791
baseline
▲ 0.50% · 4.625%
HK$28,421
+HK$1,630/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,582/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,046
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,798
−HK$763/mo
Today · 4.125%
HK$29,561
baseline
▲ 0.50% · 4.625%
HK$31,119
+HK$1,558/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,122/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,149
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,993
−HK$858/mo
Today · 4.125%
HK$28,851
baseline
▲ 0.50% · 4.625%
HK$30,607
+HK$1,756/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,702/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,203
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,013
−HK$822/mo
Today · 4.125%
HK$31,835
baseline
▲ 0.50% · 4.625%
HK$33,513
+HK$1,678/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,670/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,088
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,993
−HK$919/mo
Today · 4.125%
HK$30,912
baseline
▲ 0.50% · 4.625%
HK$32,793
+HK$1,881/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,824/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,360
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,228
−HK$881/mo
Today · 4.125%
HK$34,109
baseline
▲ 0.50% · 4.625%
HK$35,907
+HK$1,798/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,218/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,027
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,993
−HK$980/mo
Today · 4.125%
HK$32,973
baseline
▲ 0.50% · 4.625%
HK$34,979
+HK$2,006/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,946/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,518
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,443
−HK$940/mo
Today · 4.125%
HK$36,383
baseline
▲ 0.50% · 4.625%
HK$38,300
+HK$1,917/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,766/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,967
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,992
−HK$1,042/mo
Today · 4.125%
HK$35,034
baseline
▲ 0.50% · 4.625%
HK$37,166
+HK$2,132/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,068/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,675
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,659
−HK$997/mo
Today · 4.125%
HK$38,656
baseline
▲ 0.50% · 4.625%
HK$40,694
+HK$2,038/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,312/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,906
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,992
−HK$1,103/mo
Today · 4.125%
HK$37,095
baseline
▲ 0.50% · 4.625%
HK$39,352
+HK$2,257/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,190/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,832
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,874
−HK$1,056/mo
Today · 4.125%
HK$40,930
baseline
▲ 0.50% · 4.625%
HK$43,088
+HK$2,158/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,860/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,131 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).