▼ 0.50% · 3.625%
HK$19,484
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,090
−HK$616/mo
Today · 4.125%
HK$20,706
baseline
▲ 0.50% · 4.625%
HK$21,966
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,412/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,676
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,257
−HK$590/mo
Today · 4.125%
HK$22,847
baseline
▲ 0.50% · 4.625%
HK$24,051
+HK$1,204/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,694/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,433
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,099
−HK$678/mo
Today · 4.125%
HK$22,777
baseline
▲ 0.50% · 4.625%
HK$24,162
+HK$1,385/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,554/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,844
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,483
−HK$649/mo
Today · 4.125%
HK$25,132
baseline
▲ 0.50% · 4.625%
HK$26,456
+HK$1,324/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,264/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,381
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,108
−HK$739/mo
Today · 4.125%
HK$24,847
baseline
▲ 0.50% · 4.625%
HK$26,359
+HK$1,512/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,694/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,011
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,709
−HK$707/mo
Today · 4.125%
HK$27,416
baseline
▲ 0.50% · 4.625%
HK$28,862
+HK$1,446/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,832/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,329
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,117
−HK$801/mo
Today · 4.125%
HK$26,918
baseline
▲ 0.50% · 4.625%
HK$28,556
+HK$1,638/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,836/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,179
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,934
−HK$767/mo
Today · 4.125%
HK$29,701
baseline
▲ 0.50% · 4.625%
HK$31,267
+HK$1,566/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,402/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,278
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,126
−HK$862/mo
Today · 4.125%
HK$28,988
baseline
▲ 0.50% · 4.625%
HK$30,752
+HK$1,764/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,976/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,346
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,160
−HK$826/mo
Today · 4.125%
HK$31,986
baseline
▲ 0.50% · 4.625%
HK$33,672
+HK$1,686/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,972/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,226
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,135
−HK$924/mo
Today · 4.125%
HK$31,059
baseline
▲ 0.50% · 4.625%
HK$32,949
+HK$1,890/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,118/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,514
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,386
−HK$884/mo
Today · 4.125%
HK$34,270
baseline
▲ 0.50% · 4.625%
HK$36,077
+HK$1,807/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,540/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,175
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,144
−HK$986/mo
Today · 4.125%
HK$33,130
baseline
▲ 0.50% · 4.625%
HK$35,145
+HK$2,015/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,260/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,681
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,612
−HK$943/mo
Today · 4.125%
HK$36,555
baseline
▲ 0.50% · 4.625%
HK$38,482
+HK$1,927/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,110/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,123
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,153
−HK$1,047/mo
Today · 4.125%
HK$35,200
baseline
▲ 0.50% · 4.625%
HK$37,342
+HK$2,142/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,400/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,849
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,837
−HK$1,003/mo
Today · 4.125%
HK$38,840
baseline
▲ 0.50% · 4.625%
HK$40,887
+HK$2,047/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,680/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,071
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,162
−HK$1,109/mo
Today · 4.125%
HK$37,271
baseline
▲ 0.50% · 4.625%
HK$39,539
+HK$2,268/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,542/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,017
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,063
−HK$1,062/mo
Today · 4.125%
HK$41,125
baseline
▲ 0.50% · 4.625%
HK$43,292
+HK$2,167/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$82,250/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,342 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).