▼ 0.50% · 3.625%
HK$13,770
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,198
−HK$435/mo
Today · 4.125%
HK$14,633
baseline
▲ 0.50% · 4.625%
HK$15,523
+HK$890/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,266/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,319
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,729
−HK$417/mo
Today · 4.125%
HK$16,146
baseline
▲ 0.50% · 4.625%
HK$16,997
+HK$851/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,292/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,147
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,618
−HK$478/mo
Today · 4.125%
HK$16,096
baseline
▲ 0.50% · 4.625%
HK$17,076
+HK$980/mo
Deposit HK$2.72M · loan HK$3.32M · min. income ≈ HK$32,192/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,850
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,302
−HK$459/mo
Today · 4.125%
HK$17,761
baseline
▲ 0.50% · 4.625%
HK$18,697
+HK$936/mo
Deposit HK$2.72M · loan HK$3.32M · min. income ≈ HK$35,522/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,523
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,037
−HK$523/mo
Today · 4.125%
HK$17,560
baseline
▲ 0.50% · 4.625%
HK$18,628
+HK$1,068/mo
Deposit HK$2.42M · loan HK$3.62M · min. income ≈ HK$35,120/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,382
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,875
−HK$500/mo
Today · 4.125%
HK$19,375
baseline
▲ 0.50% · 4.625%
HK$20,397
+HK$1,022/mo
Deposit HK$2.42M · loan HK$3.62M · min. income ≈ HK$38,750/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,900
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,457
−HK$566/mo
Today · 4.125%
HK$19,023
baseline
▲ 0.50% · 4.625%
HK$20,180
+HK$1,157/mo
Deposit HK$2.11M · loan HK$3.93M · min. income ≈ HK$38,046/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,914
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,448
−HK$542/mo
Today · 4.125%
HK$20,990
baseline
▲ 0.50% · 4.625%
HK$22,096
+HK$1,106/mo
Deposit HK$2.11M · loan HK$3.93M · min. income ≈ HK$41,980/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,277
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,877
−HK$609/mo
Today · 4.125%
HK$20,486
baseline
▲ 0.50% · 4.625%
HK$21,733
+HK$1,247/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$40,972/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,446
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,021
−HK$584/mo
Today · 4.125%
HK$22,605
baseline
▲ 0.50% · 4.625%
HK$23,796
+HK$1,191/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$45,210/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,654
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,297
−HK$653/mo
Today · 4.125%
HK$21,950
baseline
▲ 0.50% · 4.625%
HK$23,285
+HK$1,335/mo
Deposit HK$1.51M · loan HK$4.53M · min. income ≈ HK$43,900/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,978
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,594
−HK$625/mo
Today · 4.125%
HK$24,219
baseline
▲ 0.50% · 4.625%
HK$25,496
+HK$1,277/mo
Deposit HK$1.51M · loan HK$4.53M · min. income ≈ HK$48,438/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,031
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,717
−HK$696/mo
Today · 4.125%
HK$23,413
baseline
▲ 0.50% · 4.625%
HK$24,837
+HK$1,424/mo
Deposit HK$1.21M · loan HK$4.83M · min. income ≈ HK$46,826/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,510
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,167
−HK$667/mo
Today · 4.125%
HK$25,834
baseline
▲ 0.50% · 4.625%
HK$27,196
+HK$1,362/mo
Deposit HK$1.21M · loan HK$4.83M · min. income ≈ HK$51,668/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,408
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,136
−HK$740/mo
Today · 4.125%
HK$24,876
baseline
▲ 0.50% · 4.625%
HK$26,390
+HK$1,514/mo
Deposit HK$906K · loan HK$5.13M · min. income ≈ HK$49,752/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,041
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,740
−HK$708/mo
Today · 4.125%
HK$27,448
baseline
▲ 0.50% · 4.625%
HK$28,895
+HK$1,447/mo
Deposit HK$906K · loan HK$5.13M · min. income ≈ HK$54,896/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,785
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,556
−HK$783/mo
Today · 4.125%
HK$26,339
baseline
▲ 0.50% · 4.625%
HK$27,942
+HK$1,603/mo
Deposit HK$604K · loan HK$5.43M · min. income ≈ HK$52,678/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,573
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,313
−HK$750/mo
Today · 4.125%
HK$29,063
baseline
▲ 0.50% · 4.625%
HK$30,595
+HK$1,532/mo
Deposit HK$604K · loan HK$5.43M · min. income ≈ HK$58,126/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$138,861 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).