▼ 0.50% · 3.625%
HK$18,131
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,695
−HK$573/mo
Today · 4.125%
HK$19,268
baseline
▲ 0.50% · 4.625%
HK$20,441
+HK$1,173/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,536/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,171
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,712
−HK$549/mo
Today · 4.125%
HK$21,261
baseline
▲ 0.50% · 4.625%
HK$22,382
+HK$1,121/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,522/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,945
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,565
−HK$630/mo
Today · 4.125%
HK$21,195
baseline
▲ 0.50% · 4.625%
HK$22,485
+HK$1,290/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$42,390/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,188
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,783
−HK$604/mo
Today · 4.125%
HK$23,387
baseline
▲ 0.50% · 4.625%
HK$24,620
+HK$1,233/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$46,774/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,758
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,435
−HK$687/mo
Today · 4.125%
HK$23,122
baseline
▲ 0.50% · 4.625%
HK$24,529
+HK$1,407/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,244/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,205
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,854
−HK$659/mo
Today · 4.125%
HK$25,513
baseline
▲ 0.50% · 4.625%
HK$26,858
+HK$1,345/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$51,026/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,571
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,304
−HK$745/mo
Today · 4.125%
HK$25,049
baseline
▲ 0.50% · 4.625%
HK$26,573
+HK$1,524/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$50,098/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,222
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,926
−HK$713/mo
Today · 4.125%
HK$27,639
baseline
▲ 0.50% · 4.625%
HK$29,096
+HK$1,457/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$55,278/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,384
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,174
−HK$802/mo
Today · 4.125%
HK$26,976
baseline
▲ 0.50% · 4.625%
HK$28,617
+HK$1,641/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$53,952/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,239
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$28,997
−HK$768/mo
Today · 4.125%
HK$29,765
baseline
▲ 0.50% · 4.625%
HK$31,334
+HK$1,569/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,530/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,197
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,043
−HK$860/mo
Today · 4.125%
HK$28,903
baseline
▲ 0.50% · 4.625%
HK$30,661
+HK$1,758/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$57,806/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,257
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,068
−HK$823/mo
Today · 4.125%
HK$31,891
baseline
▲ 0.50% · 4.625%
HK$33,572
+HK$1,681/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$63,782/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,010
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,913
−HK$916/mo
Today · 4.125%
HK$30,829
baseline
▲ 0.50% · 4.625%
HK$32,705
+HK$1,876/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$61,658/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,274
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,139
−HK$878/mo
Today · 4.125%
HK$34,017
baseline
▲ 0.50% · 4.625%
HK$35,810
+HK$1,793/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$68,034/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,823
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,782
−HK$974/mo
Today · 4.125%
HK$32,756
baseline
▲ 0.50% · 4.625%
HK$34,749
+HK$1,993/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$65,512/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,291
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,210
−HK$933/mo
Today · 4.125%
HK$36,143
baseline
▲ 0.50% · 4.625%
HK$38,049
+HK$1,906/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$72,286/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,637
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,652
−HK$1,031/mo
Today · 4.125%
HK$34,683
baseline
▲ 0.50% · 4.625%
HK$36,794
+HK$2,111/mo
Deposit HK$795K · loan HK$7.16M · min. income ≈ HK$69,366/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,308
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,282
−HK$987/mo
Today · 4.125%
HK$38,269
baseline
▲ 0.50% · 4.625%
HK$40,287
+HK$2,018/mo
Deposit HK$795K · loan HK$7.16M · min. income ≈ HK$76,538/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,545 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).