▼ 0.50% · 3.625%
HK$18,732
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,315
−HK$592/mo
Today · 4.125%
HK$19,907
baseline
▲ 0.50% · 4.625%
HK$21,118
+HK$1,211/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,814/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,839
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,398
−HK$567/mo
Today · 4.125%
HK$21,965
baseline
▲ 0.50% · 4.625%
HK$23,123
+HK$1,158/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,930/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,605
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,246
−HK$652/mo
Today · 4.125%
HK$21,898
baseline
▲ 0.50% · 4.625%
HK$23,230
+HK$1,332/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,796/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,923
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,538
−HK$624/mo
Today · 4.125%
HK$24,162
baseline
▲ 0.50% · 4.625%
HK$25,435
+HK$1,273/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,324/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,479
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,178
−HK$710/mo
Today · 4.125%
HK$23,888
baseline
▲ 0.50% · 4.625%
HK$25,342
+HK$1,454/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,776/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,007
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,678
−HK$680/mo
Today · 4.125%
HK$26,358
baseline
▲ 0.50% · 4.625%
HK$27,748
+HK$1,390/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,716/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,352
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,109
−HK$770/mo
Today · 4.125%
HK$25,879
baseline
▲ 0.50% · 4.625%
HK$27,454
+HK$1,575/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,758/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,091
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,818
−HK$737/mo
Today · 4.125%
HK$28,555
baseline
▲ 0.50% · 4.625%
HK$30,060
+HK$1,505/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,110/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,225
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,041
−HK$829/mo
Today · 4.125%
HK$27,870
baseline
▲ 0.50% · 4.625%
HK$29,566
+HK$1,696/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,740/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,175
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,958
−HK$793/mo
Today · 4.125%
HK$30,751
baseline
▲ 0.50% · 4.625%
HK$32,372
+HK$1,621/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,502/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,098
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,972
−HK$888/mo
Today · 4.125%
HK$29,860
baseline
▲ 0.50% · 4.625%
HK$31,677
+HK$1,817/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,720/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,259
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,098
−HK$850/mo
Today · 4.125%
HK$32,948
baseline
▲ 0.50% · 4.625%
HK$34,685
+HK$1,737/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,896/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,972
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,904
−HK$947/mo
Today · 4.125%
HK$31,851
baseline
▲ 0.50% · 4.625%
HK$33,789
+HK$1,938/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,702/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,343
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,237
−HK$908/mo
Today · 4.125%
HK$35,145
baseline
▲ 0.50% · 4.625%
HK$36,997
+HK$1,852/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,290/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,845
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,835
−HK$1,007/mo
Today · 4.125%
HK$33,842
baseline
▲ 0.50% · 4.625%
HK$35,901
+HK$2,059/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,684/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,427
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,377
−HK$964/mo
Today · 4.125%
HK$37,341
baseline
▲ 0.50% · 4.625%
HK$39,309
+HK$1,968/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,682/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,718
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,767
−HK$1,065/mo
Today · 4.125%
HK$35,832
baseline
▲ 0.50% · 4.625%
HK$38,013
+HK$2,181/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$71,664/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,511
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,517
−HK$1,021/mo
Today · 4.125%
HK$39,538
baseline
▲ 0.50% · 4.625%
HK$41,622
+HK$2,084/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$79,076/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,450 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).