▼ 0.50% · 3.625%
HK$19,052
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,645
−HK$602/mo
Today · 4.125%
HK$20,247
baseline
▲ 0.50% · 4.625%
HK$21,479
+HK$1,232/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,494/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,196
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,764
−HK$577/mo
Today · 4.125%
HK$22,341
baseline
▲ 0.50% · 4.625%
HK$23,518
+HK$1,177/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,682/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,958
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,610
−HK$662/mo
Today · 4.125%
HK$22,272
baseline
▲ 0.50% · 4.625%
HK$23,627
+HK$1,355/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,544/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,315
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,940
−HK$635/mo
Today · 4.125%
HK$24,575
baseline
▲ 0.50% · 4.625%
HK$25,870
+HK$1,295/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,150/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,863
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,574
−HK$723/mo
Today · 4.125%
HK$24,297
baseline
▲ 0.50% · 4.625%
HK$25,775
+HK$1,478/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,594/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,435
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,117
−HK$692/mo
Today · 4.125%
HK$26,809
baseline
▲ 0.50% · 4.625%
HK$28,222
+HK$1,413/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,618/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,768
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,539
−HK$782/mo
Today · 4.125%
HK$26,321
baseline
▲ 0.50% · 4.625%
HK$27,923
+HK$1,602/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,642/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,554
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,293
−HK$750/mo
Today · 4.125%
HK$29,043
baseline
▲ 0.50% · 4.625%
HK$30,574
+HK$1,531/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,086/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,673
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,503
−HK$843/mo
Today · 4.125%
HK$28,346
baseline
▲ 0.50% · 4.625%
HK$30,071
+HK$1,725/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,692/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,674
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,470
−HK$807/mo
Today · 4.125%
HK$31,277
baseline
▲ 0.50% · 4.625%
HK$32,926
+HK$1,649/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,554/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,579
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,468
−HK$903/mo
Today · 4.125%
HK$30,371
baseline
▲ 0.50% · 4.625%
HK$32,219
+HK$1,848/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,742/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,793
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,646
−HK$865/mo
Today · 4.125%
HK$33,511
baseline
▲ 0.50% · 4.625%
HK$35,277
+HK$1,766/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,022/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,484
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,432
−HK$963/mo
Today · 4.125%
HK$32,395
baseline
▲ 0.50% · 4.625%
HK$34,367
+HK$1,972/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,790/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,913
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,822
−HK$923/mo
Today · 4.125%
HK$35,745
baseline
▲ 0.50% · 4.625%
HK$37,629
+HK$1,884/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,490/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,389
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,397
−HK$1,023/mo
Today · 4.125%
HK$34,420
baseline
▲ 0.50% · 4.625%
HK$36,515
+HK$2,095/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,840/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,032
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,999
−HK$980/mo
Today · 4.125%
HK$37,979
baseline
▲ 0.50% · 4.625%
HK$39,981
+HK$2,002/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,958/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,294
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,361
−HK$1,084/mo
Today · 4.125%
HK$36,445
baseline
▲ 0.50% · 4.625%
HK$38,662
+HK$2,217/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$72,890/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,152
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,175
−HK$1,038/mo
Today · 4.125%
HK$40,213
baseline
▲ 0.50% · 4.625%
HK$42,333
+HK$2,120/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$80,426/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,662 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).